Underwriting Manager at KCAMP

Reports to:  Administrator/CEO

General Summary Description

The Underwriting Manager plans, organizes, directs, and coordinates the KCAMP Underwriting Program. The Underwriting Program is designed to assist KCAMP in evaluating prospective members for program eligibility, collecting the appropriate amount of member contribution, and maintaining KCAMP’s Memoranda of Coverage (MOCs) to ensure coverage terms reflect the intent of the members as articulated by the Board of Trustees.

As one of a small staff, the position is vital to KCAMP’s operations. The Underwriting Manager collaborates regularly with other team members but does not have supervisory responsibilities.

The position is based in the Topeka office, but will require travel throughout the State of Kansas.

Annual salary starts at $85,000 for candidates who meet the minimum qualifications.

Duties /Responsibilities

• Evaluate prospective members for program eligibility consistent with KCAMP’s governing documents and Board of Trustee policy.
• For each line of coverage, identify the appropriate exposure base upon which to evaluate member risk.
• Develop and apply rates to the appropriate member exposure unit to ensure member contributions are sufficient to meet actuarially projected loss estimates, KCAMP’s operational expenses and reinsurance costs.
• Apply experience modification factors and member debits and credits to incentivize sound member risk management practices.
• Annually review rates to ensure KCAMP collects sufficient member contributions for each line of coverage.
• Annually review and update the coverage questionnaire.
• Manage the member coverage renewal process, including:
  • Issuing and collecting completed coverage questionnaires.
  • Reviewing and finalizing member renewal rates in conjunction with Administrator/CEO.
  • Working with KCAMP’s Executive Assistant to finalize and issue member invoices, certificates of participation, automobile insurance identification cards.
  • Preparing and issuing member MOCs.
• Proactively work with members to identify and document operations not covered by KCAMP.
• Manage KCAMP’s property appraisal process.
• With input from KCAMP’s Administrator/CEO, Coverage Counsel, and Broker/Consultant, annually review KCAMP’s Memoranda of Coverage (MOCs). Make recommendations to the Administrator/CEO that ensure:
  • Language reflects the members’ intent as articulated by the Board of Trustees.
  • Coverage terms and program limits adequately protect the members against known or emerging risk.
  • Coverage enhancements or limits maintain KCAMP’s market superiority.
  • Coverage meets KCAMP’s reinsurer requirements.
  • Coverage terms are articulated in easy to understand language.  
• Provide coverage interpretations to KCAMP’s internal claims staff and the Administrator/CEO on complex claim matters.
• Provide prompt and courteous response to member exposure and coverage inquiries.
• Where needed, conduct onsite assessments to identify and measure risks associated with member operations.
• Develop and maintain KCAMP’s internal underwriting guidelines.
• Work with marketing staff to assist in the preparation of proposals on new business.
• Maintain the underwriting component of KCAMP’s risk management information system (RMIS).
• Provide on-going member education on the implementation and use of the RMIS’ member portal for reporting and updating member exposure data.
• Generate loss analysis reports to identify loss trends.
• Provide recommendations to risk management staff for reduction of member loss frequency and severity.
• Develop other written materials including letters to members, and Risk Alerts. 
• Develop and implement on-site and webinar training programs as needed.
• Support the KCAMP Administrator by providing reports, conducting research, performing loss analysis and other duties as requested.
• Perform other duties as assigned.

Minimum Qualifications

Five years’ property and casualty underwriting experience required.  Bachelor’s Degree and underwriting experience in public entity context preferred. 

Licenses/Certification

• Valid Driver’s License and Insurance
• CPCU Designation Preferred

Special Requirements/ Skills

• Thorough knowledge of:
  • Property and casualty underwriting principles
  • Municipal/county operations and risks
• Proficient in Microsoft Office Suite including Outlook, Word, and Excel
• Excellent investigation and problem-solving abilities
• Strong verbal and written communication skills
• Excellent presentation skills
• Strong organizational and time management skills
• Ability to read, analyze and interpret policies, procedures, statutes, rules and regulations.
• Ability to work with risk management information systems to extract critical data.
• Excellent time management skills

Employment Type: Full Time
Years Experience: 5 - 10 years
Salary: $90,000 - $150,000 Annual
Bonus/Commission: No