Underwriter - Highview National Insurance

• Medical, Dental, Vision Benefits
• Competitive Compensation
• 401K eligible upon 1st day of employment
• FSA & DCA Accounts
• Career advancement opportunities in an expanding company

Job Summary: Highview National Insurance is an insurance carrier that provides workers’ compensation coverage. We pride ourselves on having an exceptional team environment, with multiple avenues for growth opportunities. The Underwriter for Workers’ Compensation will evaluate insurance applications, analyze risks, and determine the appropriate coverage and premium for workers’ compensation policies for both new business submissions and renewals. The Underwriter ensures adherence to underwriting guidelines, assess policy renewals, and maintain relationships with agents and clients.

Essential Job Functions:

• Underwrites and grows a profitable book of business based upon eligibility by review of the HNIC Risk Appetite Guide, loss analysis, exposure analysis, class code, and reinsurance acceptability.
• Reviews Due Diligence reports, Loss control surveys, loss runs, and timeliness of premium payments and takes appropriate action when necessary.
• Collaborates with specialists such as premium auditors, claims adjusters, and loss control engineers for risk assessment.
• Manages and delegates regularly the activities of underwriting assistants including reaction time to compliance issues and requests from internal departments such as claims, loss control, SIU, Policy Issuance, and IT as well as external requests from Agents, Brokers, and Policyholders.
• Presents accounts to management for underwriting approval accompanied by the appropriate underwriting data and recommendations.
• Stays current with rules and regulations, market conditions, and corporate underwriting disciplines utilizing NCCI and State Insurance Department websites.
• Assists the marketing department with presentations, proposals, and visits with Brokers and Policyholders.
• Performs other duties as assigned.

Required Skills/Abilities:

• Accuracy, attention to detail, and thoroughness.
• Efficiency in a fast-paced environment while providing a high level of customer service.
• Ability to work independently on assigned tasks as well as accept direction on given assignments.
• Ability to create business opportunities with brokers and clients by understanding their problems and needs and offering viable solutions which are consistent with the company's objectives.
• Ability to develop of a service plan and efficient management of accounts.
• Onsite presence at our office in Spring Valley, NY at least two (2) days per week.

Education and Experience:

• Minimum of three (3) years of commercial insurance experience with at least two (2) years of Workers’ Compensation underwriting individual accounts.
• Knowledge of large account rating programs (i.e., Large Deductibles, Retrospective Rating, etc.)
• Certification or coursework in insurance underwriting is an advantage but not required.

Who We Are: Highview National Insurance highviewins.com
Highview National is an insurance company with decades of experience in commercial insurance and risk management. We‘re focused on making the process of procuring insurance as simple and as smooth as possible.

This list of functions, duties, responsibilities, and skills is not intended to be all-inclusive, and the employer reserves the right to assign additional duties and responsibilities as necessary.

Highview National Insurance is an Equal Opportunity Employer. Highview National Insurance does not discriminate based on race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate law. All employment is decided based on qualifications, merit, and business need.