Underwriter II - Commercial Lines - Velocity Risk

By innovating the connection of risk and capital, Velocity Risk delivers specialty property insurance in catastrophe prone communities. Embracing Nature’s volatility and turning “problems” into potential, we are transforming old insurance practices. Our uncommon approach to business creates uncommon careers where employees are empowered to flourish.

Are you someone looking for a role that will challenge you to step outside your comfort zone? Are you looking to join an innovative, collaborative team environment that allows you to learn from others and grow in your career? If you, you are just the type of person that will fit into our distinctive culture.

As a Small Commercial Underwriter II, you are responsible for analyzing and underwriting business for Commercial Lines to meet Combined Ratio and capital metric goals. You will be responsible for a $15-25M book of business while utilizing your underwriting expertise to help determine risk acceptability, pricing, underwriting guidelines, developing positive agency relationships within assigned territories, auditing underwriting files and accounts and improving on underwriting processes. Partnering with other departments and your colleagues, you will provide insights and feedback on ways to further improve and develop the products and services Velocity Risk offers. 

You will thrive in this position if you have these core capabilities…

• Communication – superb skills in writing and verbally communicating
• High attention to Detail – focused and attentive to correct data and pinpointing any inaccurate information quickly and efficiently
• Highly organized and prioritized – systematic record keeping skills and able to recognize time sensitivity and adapt accordingly
• Proven capability for confidentiality

The core responsibilities of this role are…

• Analyzing and underwriting a $15-25M book of business to meet capital metric and combined ratio goals.
• Assisting the Senior Underwriter team with accountabilities and achieving business unit goals through high-quality decision making on underwriting and excellent underwriting practices and guidelines.
• Developing positive producer relationships and fostering pre-existing partnerships.
• Collaborating with the larger Commercial Lines team and other departments to further develop and enhance VRU products and service operations.
• Provide coaching, training and mentorship guidance to Underwriter I’s and Underwriter Assistants.

Demonstrated Experience for success in this role…

• Bachelor’s degree (Risk Management or similar) or equivalent industry experience
• 3+ years of commercial insurance experience
• Professional insurance designations a plus
• Proficiency in Microsoft suite (Excel, Word, PowerPoint, Outlook)

Velocity Risk provides equal opportunity to everyone, and we do not tolerate discrimination or harassment to anyone.

We strive to ensure our employees have the best experience possible! We provide comprehensive and competitive benefits packs for our full-time employees.

• Medical, Dental, and Vision fully subsidized by Velocity
• Health Savings Account with employer contributions
• 401k after 6 months of employment
• Education and Certification Reimbursement and Bonus programs
• Paid Time off and company Holidays with floating holidays for flexibility
• Gym membership reimbursements
• Volunteer rewards and “give-back” initiatives
• In-office lunch provided