Underwriter (Commercial Real Estate) - Reliant Capital

About Reliant

Reliant Capital is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Reliant is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies.

Join us at Reliant Capital and be part of a dynamic team driving innovation and excellence in private lending. With our commitment to growth and market leadership, there's no better place to build your career.

Role Description

This is a full-time, on-site Underwriter with construction loan experience, based out of our Los Angeles (Brentwood) offices.

As an Underwriter at Reliant, you will play a crucial role in evaluating financial risks and ensuring adherence to sound credit practices. This position requires proven strength in both Sponsor (builder) and Loan (project) Underwriting, and strong cross-functional collaboration with peers, management, and other stakeholders. The ideal candidate is an expert in performing detailed analyses of creditworthiness, financial profiles, and credit risk levels.

Primary Responsibilities

• Develop and maintain effective working relationships with respective Loan Officers and Construction group stakeholders.
• Conduct thorough analysis of creditworthiness by reviewing financial and project data.
• Make informed and consistent decisions aligned with internal credit governance documents.
• Assess specified risk mitigants in the application package for relevance and appropriateness.
• Pay close attention to detail and consistency in analysis and findings presentation format.
• Provide clear, concise, and consistent written summaries for the Underwriting package.
• Collaborate in the enhancement of credit governance documents.
• Provide regular back-up, feedback, and insights to the Senior Vice President of Underwriting.
• Recommend and implement best practices as part of Reliant’s dedication to creating an industry-leading customer experience.

Qualifications

• Bachelor's degree in finance, business, economics, related field or equivalent experience.
• Five plus years’ experience in both Sponsor (borrower) and Loan (project) Underwriting.
• Excellent analytical skills with the ability to interpret complex financial data.
• Proficiency in financial and tools, including standard Loan Origination Systems ("LOS"), spreads, and risk-scoring tools.
• Effective written and verbal communication skills.