Technical Underwriter - Tokio Marine America

About Tokio Marine:

Tokio Marine has been conducting business in the U.S. market for over a century and we are licensed in all states, Puerto Rico and the District of Columbia, and write all major lines of Commercial Property and Casualty Insurance. We provide unique insurance and risk management tools from our experienced staff of account executives, underwriters and loss prevention engineers and fair and timely claim settlement from a skilled team of claim professionals. We work with major brokers and leading independent insurance agents throughout the United States to serve the world's largest and most distinguished organizations.

We are committed to creating value for our customers by providing ANSHIN (safety, security and peace of mind). We strive to be creative and passionate as we work towards our long-term success.

Tokio Marine Holdings is Japan's oldest, and one of the largest property and casualty insurers. Founded in 1879, TMNF operates worldwide in 47 countries. With annual revenues of approximately $50 billion and an A.M. Best rating of A++, one of the highest in the industry, we are one of the top 20 insurance providers worldwide.

Job Summary:

Responsible for the growth, development and management of underwriting for Risk Management Multi Line accounts. Risk Management Multi Line accounts includes package and casualty products.

Essential Job Functions:

• Underwrites, prices, and structures Risk Management Accounts based on underwriting guidelines.
• Demonstrates technical and business knowledge required to underwrite, service, and communicate with large customers and brokers.
• Uses industry knowledge and expertise to underwrite and price complex or complicated accounts as necessary.
• Analyzes, evaluates, and reviews information to determine profitability of new and renewal accounts.
• Effectively communicates resulting issues and/or actions with Account Executive and/or Account team.
• Provides recommendation and insight to increase profitability when applicable.
• Makes recommendations on risks which exceed authority using established referral procedures.
• Prepares quotations and proposals on new and renewal business.
• Orders Loss Control surveys, as applicable.
• Meets all file documentation standards in a timely and accurate manner and complies with underwriting authority level and department of insurance requirements.
• Recommends and places proper reinsurance when necessary and authorized.
• Provides rating instructions and policy issuance instructions to Technical Assistant staff, and serves as a source of technical and industry knowledge when available.
• Works with Account team to develop and implement the customer strategies that achieve overall company objectives and customer needs.
• Prioritizes work to meet producer deadlines and established company time service goals.
• Coordinates, implements, and monitors account plan which includes visits, new business, renewal retention, pricing increase, and profitability.
• Reports competitor activity.
• Involved in new underwriting initiatives and analysis as required.
• Provides suggestions and solutions for betterment of underwriting processes.
• Effectively works with Manager and other business units to ensure timely and accurate delivery on all underwriting related services to customers and brokers.
• Independently develops and manages relationships with the producers who handle Risk Management accounts.
• Supports marketing activities in connection with Risk Management Accounts, and provides expertise to improve effectiveness of marketing activities when appropriate.
• Takes ownership of maintaining and improving a high level of customer service.
• Develops a high degree of trust through demonstrated personal integrity, compliance with internal controls, and a commitment to excellence.
• Responsible for complying with proper internal controls as necessary to conduct job functions and/or carry out responsibilities and/or administrative activities at Company.

Qualifications:

• College degree preferred
• At least five years of Multi Line underwriting experience with larger sized customers
• Ability to underwrite the most complex Package accounts
• Good oral and written communication skills
• Ability to innovate and apply new ideas
• Familiarity with Microsoft Office programs
• CPCU designation preferred

Salary range of $80k - $95k. Ultimate salary offered will be based on factors such as applicant experience and geographic location. Our company offers a competitive benefits package and bonus eligibility on top of base.

TMA believes the perfect candidate is more than just a resume. If you don't meet every single requirement, but are still interested in the job, we encourage you to apply.

Benefits:

We offer a comprehensive benefit package, which includes a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities.

EEO Statement

Tokio Marine Management is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.