Supervisor, Credit - Digital Infrastructure - CoBank

Benefits Overview:

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. When you choose a career with CoBank, you make a difference by standing for something that matters. In order to be the best, we hire the best!

Remarkable Benefits Offered by CoBank

• Careers with a purpose. Stand for something!
• Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
• Competitive Compensation & Incentive
• Hybrid work model: flexible arrangements for most positions
• Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• Robust associate training and development with CoBank University
• Tuition reimbursement for higher education up to 10K
• Outstanding 401k: up to 6% matching and additional 3% non-elective contribution
• Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups: creating a culture of diversity and inclusion
• Recognize a fellow associate through our GEM awards

 

Job Description:

Oversees the overall credit quality and the development of complex credit structuring alternatives for the Digital Infrastructure (“DI”) Banking Group consisting of three verticals (regional, large corporate/syndicated/sponsor and data center/tower/project finance).  Understands, articulates, and implements best practices related to multiple industry segments within DI.  Reviews, approves and chairs credit reports/decisions, preview memos, guidance memos, and helps develops lending manual improvement recommendations.  Develops and supports credit analysts and officers in their credit structuring and analysis responsibilities and may lead a diverse group of credit professionals across multiple regional office locations. Adds value to account relationships and supports the achievement of profitability and credit quality goals through interactions with division staff and leadership, credit approvals, capital markets, asset review, internal audit and senior management. 

Essential Functions:

• Assists with overall credit administration and targets for workgroup in conjunction with bank/group performance targets. Under direction of credit management leadership, counsels with less experienced credit professionals to establish individual targets and the ongoing achievement against such targets.
• Supervises credit quality targets for assigned portfolio. Under direction of credit management staff, counsels with staff on the development and achievement of credit quality goals, including appropriate intervention measures to maintain the quality of the account.
• Reviews approval, or approves the extension of credit to certain accounts requiring a higher level of delegated authority.
• Supervises less experienced credit professionals and assists them in their development of credit alternatives and analyses for customers. Provides leadership and guidance in a team approach to account management and credit administration.
• Serves as credit officer for a portfolio of approximately ten to fifteen (10-15) high profile accounts and serves as lead underwriter on complex new business transactions.
• Assists with development of long and short-range credit quality targets for the unit. Coaches less experienced credit professionals on achievement of plans.
• Under direction of credit management leadership, ensures effective and efficient credit approval process. Fosters a credit culture to encourage early interaction between credit and the line to identify core issues and resolution strategies.
• Assists in planning activities for the division and the group. Contributes to the development of new or improved processes, products and services.
• Supervises workflow and establishes priorities to meet internal and external deadlines.
• Supervises staff. Sets performance standards, manages workflow, grants authorities, evaluates performance, and recommends personnel actions within delegated authorities. Consults with Human Resources as appropriate.

Education:

• Bachelor's Degree required

Work Experience:

• 6 years of credit experience in banking industry required

Physical Exertion Details:

Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Travel Requirement Details:

Occasional Travel occurs infrequently (typically, once a month or less).

About CoBank:

The typical base pay range for this role is between $119,200 - $146,640. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.

The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.

 

CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.

 

REASONABLE ACCOMMODATION

We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing recruiting@cobank.com. Include your contact information and specific details about your requested accommodation.

 

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.

 

CoBank is an Equal Opportunity Employer.

 

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.