Sr. Credit Analyst - Paccar Winch Inc.

Sr. Credit Analyst Apply now » Apply now + Apply Now + Start applying with LinkedIn Start + Please wait... Date: Apr 23, 2024 Location: Bellevue, WA, US, 98004 Company: PACCAR Company Information PACCAR is a Fortune 500 company established in 1905. PACCAR Inc is recognized as a global leader in the commercial vehicle, financial, and customer service fields with internationally recognized brands such as Kenworth, Peterbilt, and DAF trucks. PACCAR is a global technology leader in the design, manufacture and customer support of high-quality light-, medium- and heavy-duty trucks under the Kenworth, Peterbilt and DAF nameplates. PACCAR designs and manufactures advanced diesel engines and also provides customized financial services, information technology and truck parts related to its principal business. Whether you want to design the transportation technology of tomorrow, support the staff functions of a dynamic, international leader, or build our excellent products and services - you can develop the career you desire with PACCAR. Get started! Division Information PACCAR Financial (PFC) PACCAR Financial facilitates the sale of premium-quality PACCAR vehicles in 20 countries on three continents worldwide by offering a full spectrum of creative, flexible financial products and value-added services specifically tailored to the transportation industry. Job Functions / Responsibilities + Performs credit analysis on end-user financing customers, incorporating company policies, promotions and programs into the decision making process, with the goal of fostering the sale of PACCAR products. + Reviews and approves, modifies or declines retail collateralized transactions within established credit authority, and communicates decisions to dealer. + Responsible for timely and accurate disposition of all assigned credit proposals. + Makes recommendations to management on proposals beyond the analyst's credit authority. + Prepares fleet credit proposals for management review as assigned. + Actively participates in evaluating customer credit quality and ongoing financial stability. + Performs retail and wholesale financial analysis as assigned. Qualifications & Skills + 2-5 years of asset based underwriting or related experience. Knowledge of credit and finance functions a bonus + Must possess strong analytical and decision-making skills. + Demonstrated oral communication and negotiating skills. + Financial statement analysis and interpretation skills. + Heavy equipment or commercial lending and dealer network experience highly desired. + Strong business writing skills. Education + BA/BS degree in finance, business or related field required; MBA or equivalent experience preferred. PACCAR Benefits As a U.S. PACCAR employee, you have a full range of benefit options including: + 401k with up to a 5% company match + Fully funded pension plan that provides monthly benefits after retirement + Comprehensive paid time off - minimum of 10 paid vacation days (additional days are provided with additional seniority/years of service), 12 paid holidays, and sick time + Tuition reimbursement for continued education + Medical, dental, and vision plans for you and your family + Flexible spending accounts (FSA) and health savings account (HSA) + Paid short-and long-term disability programs + Life and accidental death and dismemberment insurance + EAP services including wellness plans, estate planning, financial counseling and more + This position is also eligible for a holiday gift. Additional Job Board Information PACCAR is an E-Verify and Equal Opportunity Employer/Protected Veteran/Disability. At PACCAR, we value talent and promote growth and development. We carefully consider numerous compensation factors including your education, training, or experience. The salary range for the Sr. Credit Analyst role is $84,000 - $131,700 annually. Additionally, this role is eligible for the full range of benefit options listed above.