Small Commercial Large Loss Field Senior Property Adjuster - Liberty Mutual

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

Investigate commercial property claims, evaluate damages, determine coverage, set accurate loss cost estimates, control the insured's exposures and losses, manage consultants, and achieve a prompt, fair and equitable settlement according to fair claims handling requirements. Adjusters manage commercial property claims of every complexity level with the highest degree of independence on most losses.

Training is a critical component to your success and that success starts with reliable attendance. Attendance and active engagement during training is mandatory.

Responsibilities

• Conducts a prompt, thorough and fair investigation by obtaining relevant facts to determine coverage, origin, and extent of loss.
• Reviews and utilizes financial statements to adjust business interruption losses of any complexity with minimal supervision.
• Conducts onsite inspections and is responsible for scoping commercial building damages and completing estimates utilizing our estimating software.
• Engages and manages consultants as needed to assist in determining facts, causation, damages, and exposures. Monitoring expense costs to ensure they are reasonable and necessary.
• Keeps the Insured and others informed about the claim’s status with clear, timely and accurate written/oral communications.
• Effectively communicates in writing on any coverage issue with minimal review and coaching.
• Meet time requirements of the policy and fair claims handling practices.
• Effectively negotiate settlement of most claims with minimal supervision and the most complex claims under the general direction of direct team manager and claims manager.
• Achieves a prompt, fair and equitable settlement of a claim, where there is policy liability.
• Keeps the electronic claim file properly documented with accurate, clear, and timely information and reports that reflects the adjustment activities and substantiates any payments made.
• Travel required both regionally and across the country as volume dictates during normal and extended business hours at times.
• Exertion up to twenty pounds of force is occasionally required and/or a negligible amount of force frequently or constantly to life, carry, push, pull or otherwise move objects such as a ladder.
• May be called on to participate in depositions, trials, or court settlement conferences as appropriate.

• Prior commercial claims handling experience
• Insurance Adjuster license
• 4 year college degree or job experience equal to

**This position may have in-office requirements depending on candidate location.**

At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That's why we provide an environment focused on openness, inclusion, trust and respect. Here, you'll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession.

Liberty Mutual has proudly been recognized as a "Great Place to Work" by Great Place to Work® US for the past several years. We were also selected as one of the "100 Best Places to Work in IT" on IDG's Insider Pro and Computerworld's 2020 list. For many years running, we have been named by Forbes as one of America's Best Employers for Women and one of America's Best Employers for New Graduates as well as one of America's Best Employers for Diversity. To learn more about our commitment to diversity and inclusion please visit: https://jobs.libertymutualgroup.com/diversity-inclusion

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• San Francisco
• Los Angeles
• Philadelphia