Senior Mortgage Loan Closer - Weichert, Realtors

Weichert Financial Services is hiring a Senior Mortgage Loan Closer. Established in 1980 to offer real estate-related financial assistance to the customers of Weichert, Realtors, Weichert Financial Services has a unique opportunity for a Senior Mortgage Loan Closer to partner with our All Under One Roof Team as they help our clients achieve the American Dream of Homeownership. Work for a premier name in real estate that gives you access to first-in-class technology & generous benefits.

The Senior Mortgage Loan Closer is responsible for closing Conventional, FHA, VA, USDA, State Bond Agency, Non-Conforming purchase, refinance transactions, and second mortgage transactions in various states.

Essential Duties and Responsibilities: 

• Reviews title commitments and invoices; reconciles fees in Encompass.
• Prepares initial and final Closing Disclosures.
• Reviews hazard insurance policy for correct coverage.
• Reconciles Closing Disclosures with Closing Agents.
• Ensures proper compliance with TRID timelines for delivery of Closing Disclosure.
• Prepares closing packages and legal documentation for delivery.
• Reviews and audits document packages for accuracy in accordance with agency and investor guidelines.
• Prepares wires and funding packages.
• Responsible for daily management of pipeline of loan closings, prioritizing based on scheduled closing date.
• Monitors pipeline daily for compliance-related variance alerts and warnings and addresses and/or clears all alerts and warnings prior to loan closing.
• Corresponds with Title companies, settlement agents and/or attorneys.                                                                                                         
• Reviews and follows up for title commitments for accuracy and corrections.
• Completes Verifications of Employment.
• Addresses and clears all post-closing and Quality Control exceptions within the timelines established by the respective departments.
• Assists the Closing Manager with managerial tasks and provides coverage as needed.
• Performs other duties as assigned.

Requirements

Minimum Qualifications: 

Education, Certification, and License Requirements

• High school diploma or GED
• Associate or bachelor’s degree preferred

Experience

• Five (5) or more years of mortgage lending closing experience is required
• Ellie Mae Encompass experience is required

Knowledge, Skills, and Abilities

• Thorough understanding of TRID, federal and state regulations, and company closing policies and procedures
• Solid knowledge of practical experience with applicable technology tools including, but not limited to Encompass and Microsoft Office suite of products
• Ability to handle confidential material in a professional and highly ethical manner
• Effective time management and organization skills to prioritize multiple objectives and achieve volume goals
• Bond Loan experience is a plus
• Excellent verbal and written communication skills
• Ability to interact effectively and professionally with all employees of the Company
• Maintain a professional demeanor and adhere to company’s policies and procedures
• Excellent analytical abilities and detail-oriented approach