Senior Litigation Counsel - American Credit Acceptance

Join Our Team as Senior Litigation Counsel and Shape the Future of Auto Finance Litigation!

About the Role

As the Senior Litigation Counsel, you will provide strategic legal guidance on all aspects of the company’s litigation. You will work closely with the General Counsel and Assistant General Counsel to manage both internal and external legal resources. This is a unique opportunity to lead high-stakes litigation and make a significant impact on our business.

What You Bring

We are looking for a candidate with a proven track record of managing a high-volume litigation caseload. You should have a passion for fostering growth, encouraging continuous learning, and creating opportunities for team members to expand their skills and advance their careers. If you’re driven by the success of others and thrive in a collaborative, unpredictable, and rapidly evolving environment, we’d love to hear from you.

Your Role

• Manage Litigation: Handle high-volume consumer and commercial litigation in federal and state courts and in arbitration across the U.S.
• Oversee Outside Counsel: Provide local assistance to outside counsel with litigation matters.
• Dispute Resolution: Resolve consumer and commercial disputes, including negotiating settlements.
• Legal Research: Conduct research to support litigation issues, including federal and state laws such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Telephone Consumer Protection Act, Truth In Lending Act, Equal Credit Opportunity Act, and laws restricting unfair, deceptive, or abusive acts or practices, repossession laws, and usury laws.
• Process Oversight: Oversee legal department processes for litigation. Draft and edit litigation filings.
• Internal Guidance: Provide legal advice, guidance, and support to internal business units on litigation matters.
• Advise on compliance with consumer protection laws and regulations in litigation matters.
• Identify and recommend steps to contain costs and mitigate risks.
• Mentorship: Coach and mentor Legal Analysts.
• Perform other duties as assigned.

Qualifications

• Juris Doctor or LLB degree.
• Admitted to practice law in South Carolina or another U.S. jurisdiction, with the ability to register as in-house counsel within six months of hire.
• 5+ years of consumer finance litigation experience (credit cards, mortgage loans, auto loans); auto finance experience preferred.
• Skills: Excellent negotiation, communication, and drafting skills.
• Attributes: Highly motivated and energetic individual who thrives in a fast-paced environment. Willingness and drive to go above expectations to achieve goals. High level of professionalism.

Position Details

• Full-time position: 100% onsite in Spartanburg, SC
• Must be able to commute to the office five days a week.
• Relocation: Open to candidates willing to relocate. Position requires relocation to Spartanburg, SC by the start date.

About American Credit Acceptance

American Credit Acceptance (ACA) is a national leader in the auto finance industry, partnering with car dealerships across the country to empower emerging credit consumers to purchase reliable, affordable transportation. Since our inception in 2007, we have delivered profitable growth while maintaining a strong culture of compliance and risk management.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state, and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

California Privacy Notice

"As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice

Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, Jobvite.