Senior Litigation Counsel - American Credit Acceptance

The Senior Litigation Counsel is responsible for providing strategic legal guidance for all legal aspects of the company’s litigation and assisting the General Counsel and Assistant General Counsel with managing internal and external legal resources.

What You Bring

The ideal candidate has a proven track record of managing a high volume litigation case load with a passion for fostering growth, encouraging continuous learning, and creating opportunities for team members to expand their skills and advance their careers. If you’re driven by the success of others and thrive in a collaborative, unpredictable, rapidly evolving environment we’d love to hear from you.

Your Role

• Manage high volume consumer and commercial litigation, in federal and state courts and in arbitration, across the U.S.
• Oversee outside counsel to provide local assistance with litigation matters.
• Resolve consumer and commercial disputes, including negotiating settlements.
• Research to support litigation issues, both federal and state laws, including:
  • Fair Debt Collection Practices Act (and state analogs)
  • Fair Credit Reporting Act (and state analogs)
  • Telephone Consumer Protection Act (and state analogs)
  • Truth In Lending Act
  • Equal Credit Opportunity Act
  • Laws restricting unfair, deceptive, or abusive acts or practices
  • Repossession laws
  • Usury laws
• Oversee legal department processes for litigation.
• Draft and edit litigation filings.
• Provide legal advice, guidance, and support to internal business units on litigation.
• Counsel internal business units on litigation, including underwriting, servicing, risk, audit, fraud, loss mitigation, and executives.
• Advise on compliance with consumer protection laws and regulations in litigation matters.
• Identify and recommend steps to contain cost and mitigate risk.
• Coach and mentor Legal Analysts.
• Perform other duties as assigned.

Qualifications

• Juris Doctor or LLB degree.
• Active bar admission in at least one U.S. jurisdiction.
• 5+ years of consumer finance litigation experience (credit cards, mortgage loans, auto  loans); auto finance experience preferred.
• Excellent negotiation, communication, and drafting skills.
• Highly motivated and energetic individual who thrives in a fast-paced environment. Willingess and drive to go above expectations to achieve goals. 
• High level of professionalism.

Full-time position

100% Onsite in Spartanburg, SC. Must be able and willing to commute to office 5 days/week. 

Open to candidates willing to relocate. This position requires relocation to Spartanburg, SC county by start date. 

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

California Privacy Notice

"As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice."

 Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

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