Segment Risk Manager, Commercial Credit - Huntington National Bank
Detroit, MI
About the Job
Description
Summary:
The Segment Risk Manager is responsible for oversight and administration of credit risk strategy programs for a business segment. Individual will have responsibility for driving and overseeing key credit risk activities for the assigned Commercial Business Units. Key risk activities include identifying, monitoring, measuring, mitigating, and reporting on the Business Unit’s risk and control environment related to credit risk.
Additionally, this position will support other Segment Risk Specialists and Managers through direct or indirect reporting lines as a credit subject matter expert.
Duties & Responsibilities:
+ Evaluate effective of controls and escalate as appropriate.
+ Identify issues and write clear actionable action plans related to credit process.
+ Validate findings related to credit process including but not limited to replicating work product of Commercial Portfolio Managers and related staff.
+ Direct self-monitoring and testing activities to ensure that they are performed in accordance with Corporate Risk Management requirements.
+ Evaluate the adequacy and effectiveness of enterprise and regulatory controls and the resulting risk and control self-assessments.
+ Deliver timely escalation of all issues requiring attention to senior management.
+ Work with business segment management to ensure that the overall risk function is effectively supporting strategic goals.
+ Collaborate with audit/business segment/corporate risk to address issues with plausible action plans and target dates.
+ Act as the central point for receipt and distribution of important risk information for the business segment and reciprocate the flow of information back to corporate risk management.
+ Ensure business segment adheres to corporate and business unit policies and procedures.
+ Must be aware of and keep abreast of credit risk associated with assigned business segment.
+ May or may not have managerial responsibility.
+ Performs other duties as assigned.
Basic Qualifications:
+ Bachelor’s degree
+ Minimum of 5 years of experience in Credit Analyst, Portfolio Management audit, Compliance, Risk Management or Operational Risk role.
+ In lieu of a Bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered
Preferred Qualifications:
+ Advanced knowledge of risk management principles and regulatory compliance requirements.
+ Strong organizational, analytical, critical thinking and problem-solving skills.
+ Excellent verbal and written communications and the ability to communicate and present requirements and issues clearly and concisely.
+ Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses.
+ Ability to deal with ambiguity, multi-task and work in a fast-paced environment.
+ Proficiency in MS Office suite.
+ Knowledge of Commercial Real Estate and C&I lending products is important to be successful in the role.
+ Knowledge of Commercial Real Estate and Commercial and industrial lending products is important to be successful in the role.
+ Completed Credit analysis training program or similar.
+ Working knowledge of the methodologies and techniques for reviewing, analyzing, and assessing individual loans to determine the comprehensiveness, quality, and sufficiency of loan origination and credit action underwriting packages, confirming that customer profiles are consistent with business segment(s) credit risk appetite, front end guidance, and/or preferred client profile.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Hybrid
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
Summary:
The Segment Risk Manager is responsible for oversight and administration of credit risk strategy programs for a business segment. Individual will have responsibility for driving and overseeing key credit risk activities for the assigned Commercial Business Units. Key risk activities include identifying, monitoring, measuring, mitigating, and reporting on the Business Unit’s risk and control environment related to credit risk.
Additionally, this position will support other Segment Risk Specialists and Managers through direct or indirect reporting lines as a credit subject matter expert.
Duties & Responsibilities:
+ Evaluate effective of controls and escalate as appropriate.
+ Identify issues and write clear actionable action plans related to credit process.
+ Validate findings related to credit process including but not limited to replicating work product of Commercial Portfolio Managers and related staff.
+ Direct self-monitoring and testing activities to ensure that they are performed in accordance with Corporate Risk Management requirements.
+ Evaluate the adequacy and effectiveness of enterprise and regulatory controls and the resulting risk and control self-assessments.
+ Deliver timely escalation of all issues requiring attention to senior management.
+ Work with business segment management to ensure that the overall risk function is effectively supporting strategic goals.
+ Collaborate with audit/business segment/corporate risk to address issues with plausible action plans and target dates.
+ Act as the central point for receipt and distribution of important risk information for the business segment and reciprocate the flow of information back to corporate risk management.
+ Ensure business segment adheres to corporate and business unit policies and procedures.
+ Must be aware of and keep abreast of credit risk associated with assigned business segment.
+ May or may not have managerial responsibility.
+ Performs other duties as assigned.
Basic Qualifications:
+ Bachelor’s degree
+ Minimum of 5 years of experience in Credit Analyst, Portfolio Management audit, Compliance, Risk Management or Operational Risk role.
+ In lieu of a Bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered
Preferred Qualifications:
+ Advanced knowledge of risk management principles and regulatory compliance requirements.
+ Strong organizational, analytical, critical thinking and problem-solving skills.
+ Excellent verbal and written communications and the ability to communicate and present requirements and issues clearly and concisely.
+ Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses.
+ Ability to deal with ambiguity, multi-task and work in a fast-paced environment.
+ Proficiency in MS Office suite.
+ Knowledge of Commercial Real Estate and C&I lending products is important to be successful in the role.
+ Knowledge of Commercial Real Estate and Commercial and industrial lending products is important to be successful in the role.
+ Completed Credit analysis training program or similar.
+ Working knowledge of the methodologies and techniques for reviewing, analyzing, and assessing individual loans to determine the comprehensiveness, quality, and sufficiency of loan origination and credit action underwriting packages, confirming that customer profiles are consistent with business segment(s) credit risk appetite, front end guidance, and/or preferred client profile.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Hybrid
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
Source : Huntington National Bank