Risk Management - Lead Credit Officer - JPMorgan Chase
Chicago, IL
About the Job
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve realworld challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-inclass.
As a Lead Credit Office in the Credit Risk team, you will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+.
Job Responsibilities
+ Oversee all aspects of credit analysis on commercial real estate/multifamily loans
+ Evaluate and manage risks in complex transactions
+ Serve as a back-up mentor for more junior Credit Analysts and Credit Officers
+ Build and maintain strong relationships with internal business stakeholders including sales, processing, closing and legal
+ Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements
+ Apply data analysis techniques to interpret results and provide insights and recommendations to management
+ Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools
+ Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge
Required qualifications, capabilities, and skills
+ Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts
+ Thorough understanding of multifamily real estate property valuations and cash flow analysis
+ Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
+ Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining high level of attention to detail
+ Excellent verbal/written communication and problem-solving skills
+ Ability to prioritize, plan and manage people and processes to complete credit analysis and other assignments as needed
+ Familiarity with regional markets and municipal regulations
+ Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems
Preferred qualifications, capabilities, and skills
+ Bachelor's degree in accounting, finance, economics, or real estate is preferred
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Base Pay/Salary
Seattle,WA $133,000.00 - $240,000.00 / year
As a Lead Credit Office in the Credit Risk team, you will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+.
Job Responsibilities
+ Oversee all aspects of credit analysis on commercial real estate/multifamily loans
+ Evaluate and manage risks in complex transactions
+ Serve as a back-up mentor for more junior Credit Analysts and Credit Officers
+ Build and maintain strong relationships with internal business stakeholders including sales, processing, closing and legal
+ Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements
+ Apply data analysis techniques to interpret results and provide insights and recommendations to management
+ Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools
+ Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge
Required qualifications, capabilities, and skills
+ Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts
+ Thorough understanding of multifamily real estate property valuations and cash flow analysis
+ Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
+ Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining high level of attention to detail
+ Excellent verbal/written communication and problem-solving skills
+ Ability to prioritize, plan and manage people and processes to complete credit analysis and other assignments as needed
+ Familiarity with regional markets and municipal regulations
+ Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems
Preferred qualifications, capabilities, and skills
+ Bachelor's degree in accounting, finance, economics, or real estate is preferred
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Base Pay/Salary
Seattle,WA $133,000.00 - $240,000.00 / year
Source : JPMorgan Chase