Risk Management - Dealer Commercial Services Credit Analyst - Analyst - JPMorgan Chase
Plano, TX
About the Job
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Dealer Commercial Services Analyst, you will specialize in floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products to our 500+ franchised retail automobile dealers. Within Dealer Commercial Services, you will be part of Portfolio Risk Management team partnering with Credit Officers and Credit Executives for end to end risk-management of dealer commercial portfolio. In this role you are expected to take complete ownership of the credit process, possess ability to multi-task and meet delivery deadlines, thus helping your partners in making decisions in the best interest of the customer and organization.
Job Responsibilities:
+ Jointly own and work with Credit Officers and Credit Executives on respective portfolio management activities e.g., overlines, stock audits, covenants, interim requests etc. Undertake in depth financial analysis and review of dealer financial statements on monthly basis.
+ Use multiple tools to identify and escate any early warning indicators for the assigned porfolio.
+ Demonstrate detailed understanding of assigned portfolio and recommend timely actions as deemed necessary to the credit officer.
+ Assist credit officers in preparing credit approval memo (CAM) for annual renewals or new business opportunities.
+ Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.
Required qualifications, capabilities and skills:
+ Minimum 1 - 3 yrs experience in Credit, Audit, Compliance or Risk Management is required.
+ Demonstrated ability to collaborate cross-functionally to achieve measurable results.
+ Bachelor's degree required.
+ Proficiency in MS Office suite and Visio.
+ Strong written and verbal presentation skills.
Preferred qualifications, capabilities and skills:
+ Education with a focus in Accounting, Finance, Business, or Economics preferred.
+ An MBA in Finance or Professional Certification in Finance, Accounting or Risk is preferred.
+ Prior experience in US Market and Auto industry is preferred.
To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
As a Dealer Commercial Services Analyst, you will specialize in floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products to our 500+ franchised retail automobile dealers. Within Dealer Commercial Services, you will be part of Portfolio Risk Management team partnering with Credit Officers and Credit Executives for end to end risk-management of dealer commercial portfolio. In this role you are expected to take complete ownership of the credit process, possess ability to multi-task and meet delivery deadlines, thus helping your partners in making decisions in the best interest of the customer and organization.
Job Responsibilities:
+ Jointly own and work with Credit Officers and Credit Executives on respective portfolio management activities e.g., overlines, stock audits, covenants, interim requests etc. Undertake in depth financial analysis and review of dealer financial statements on monthly basis.
+ Use multiple tools to identify and escate any early warning indicators for the assigned porfolio.
+ Demonstrate detailed understanding of assigned portfolio and recommend timely actions as deemed necessary to the credit officer.
+ Assist credit officers in preparing credit approval memo (CAM) for annual renewals or new business opportunities.
+ Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.
Required qualifications, capabilities and skills:
+ Minimum 1 - 3 yrs experience in Credit, Audit, Compliance or Risk Management is required.
+ Demonstrated ability to collaborate cross-functionally to achieve measurable results.
+ Bachelor's degree required.
+ Proficiency in MS Office suite and Visio.
+ Strong written and verbal presentation skills.
Preferred qualifications, capabilities and skills:
+ Education with a focus in Accounting, Finance, Business, or Economics preferred.
+ An MBA in Finance or Professional Certification in Finance, Accounting or Risk is preferred.
+ Prior experience in US Market and Auto industry is preferred.
To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
Source : JPMorgan Chase