Residential Mortgage Lending Closer - F&M Trust

F&M Trust is seeking a Mortgage Lending Closer for our Residential Mortgage Lending Department. The team member will have their home office located in either Chambersburg, PA or Camp Hill, PA with flexibility to work from home on a hybrid schedule. Please continue reading if working for a community bank that is invested in your community is important to you.

WHAT SETS US APART?

F&M is a true community bank. We are a community-based lender committed to our hometowns with over 115 years of history. Despite a very challenging market we are committed to growing our mortgage team. We don't have that feeling of "just being an employee number" and instead offer that workplace connection atmosphere with the long-term stability and fulfilling career potential.

ABOUT THE ROLE

This Closer will have a variety of responsibilities that they work through on an on-going basis. This individual will be responsible for ensuring that mortgage loan documentation complies with state and federal banking regulations. Pre/post close mortgage loan files with a high degree of accuracy while adhering to bank policy and procedure. At the end of the day, you're fulfilled knowing that you were a key piece in fulfilling dreams of homeownership. Whether you're helping first-time homebuyers, your neighbors, a family on your child's sports team, or another family in your community, you are pivotal in helping them through the, or one of the, biggest purchases in their life.

MINIMUM QUALIFICATIONS

• High School Diploma or GED
• A minimum of three (3) - five (5) years' working knowledge of lending regulations and Fannie Mae, Freddie Mac, VA, USDA, PHFA and/or FHA mortgage market guidelines required. Including residential mortgage lending, loan documentation or loan review.
• Excellent communicator, both written and verbal
• Strong organization skills and ability to multi-task
• Attentive to details
• Strong math skills with high degree of accuracy
• Proficient in Word and Excel and able to learn mortgage software
• Aptitude and desire to learn internal policies and procedures and government loan programs

If this is something that raises any interest and you have the minimum qualifications and drive to excel in a fast-paced role, we encourage you to complete an employment application. We'll be in contact with the most qualified applicants who meet our hiring criteria in the upcoming weeks to get interviews started.

COMPARABLE JOB TITLES:

Here at F&M we call this position a Residential Mortgage Lending Closer, but to help the title resonate with you, other employers may title the position as Doc Prep Closer, Loan Closer, Mortgage Closer, Mortgage Closing Specialist, Mortgage Loan Closer, Mortgage Post Closing Settlement Specialist, Post Closer, Settlement Processor, Real Estate Settlement Processor, Title Insurance Closer, and Title Insurance Agent.

F&M Trust is an Equal Opportunity Employer - M/F/Disability/Vet/SO

*F&M Trust is looking to hire a single Residential Mortgage Lending Closer. On our job board you'll notice that there are two separate postings for this one opportunity because the permanent office location of this position is dependent upon where the successful candidate resides. Ultimately, the home office will be located in either Chambersburg, PA or Camp Hill, PA.