Relationship Manager II - Independent Bank Group

The Relationship Manager is responsible for developing and managing commercial
banking relationships to maximize profitability to the bank with acceptable
risk; through relationship management, credit management, and business
development.
Responsibilities:
Relationship Management
Manages moderately large relationships that require more complex analysis
Deliver meaningful, sustainable value to customers by anticipating needs and
expectations and providing appropriate value-add solutions
Ensures integrity and timeliness of customer information, documentation,
and data
Ensures each relationship is profitable and represents appropriate risk
Credit Management
For new loan requests, assess borrower credit-worthiness in accordance with
credit policy
Present loan opportunities to the appropriate credit approvers that include
analysis and structure that are well articulated and well-reasoned
Ensure that loans are documented in accordance with credit approvals
Manage enterprise risk for products and services, including depository
services and treasury management products as well as fraudulent activity
Business Development
Maintain high-level knowledge of commercial banking products & services
Demonstrate an active calling effort in order to maintain a comprehensive
pipeline of new business opportunities
Actively work with Sr Relationship Managers to perfect business development
efforts
Provide existing and prospective customers with appropriate financial services
and advice
Assist less experienced Relationship Managers by providing insight and
recommendations regarding marketing and deal flow management
Initiate e community visibility and involvement through active and strategic
relationships with centers of influence and organizations
Maintain a pipeline of business leaders and prospects
Qualifications:
Education Requirements
Bachelor's degree
Minimum Experience
Minimum 6 years of experience in commercial lending as a credit analyst,
underwriting specialist or portfolio manager
Minimum 2 years of experience as a relationship manager
Advanced familiarity with treasury management services and other banking
products
Knowledge/ Skills/ Abilities
Thorough accounting & finance knowledge
Strong technical skills
Thorough knowledge of laws and regulations, and compliance related to
commercial lending
Demonstrated ability to negotiate on behalf of the bank and borrower while
appropriately balancing risk and shareholder value
Strong verbal, written, and interpersonal skills, as well as analytic
and problem solving skills
Ability to work in a team environment and demonstrate flexibility as business
dictates
Ability & willingness to investigate, resolve, and recommend process
improvement opportunities
Job Details:Regular
While the anticipated deadline for the job posting is 01-05-2025, we
encourage you to submit your application as we may still consider qualified
candidates beyond this date.
To all... For full info follow application link.
Independent Financial is proud to be an equal opportunity workplace and is an
affirmative action employer. We are committed to equal employment opportunity