Real Estate Loan Center Originator II - Global Credit Union

Reports to: Real Estate Loan Center Manager

Functions Supervised: None

Primary Functions: Originate real estate loans.

Duties and Responsibilities:

1. Ensure members are provided timely and accurate information on the credit union's real estate loan programs, handle member inquires related to real estate or mortgage loans.
2. Answer all in-coming calls as necessary pertaining to real estate and mortgage lending. Provide back-up in the telephone queue.
3. Maintain current in-depth knowledge of real estate lending regulations, policies and guidelines. Maintain current general knowledge of mortgage lending regulations, policies and guidelines.
4. Originate applications for in-house real estate loans.
5. Manage a pipeline of up to 25 active loans, closing 8-10 loans per month.  Consideration will be given to the market conditions in slower seasons and minimum pipeline and closed loan requirements may be adjusted downward at management’s discretion.
6. On approved files, work closely with the real estate loan processor throughout the loan origination and approval process to clear loan conditions in a timely manner, ensuring a smooth and efficient closing experience for the member.
7. On declined files, advise the member of the decline and issue refunds, returning documentation as necessary.
8. Promote Global Credit Union real estate programs and cross-sell credit union services.
9. Perform other duties as assigned.

Education:  High school diploma or equivalent, with advanced industry courses in real estate lending.

Creditable Experience in Lieu of Education: Two years responsible real estate lending experience or one year at the loan officer. Advanced industry courses in real estate lending recommended.

Experience/Skills: Good written and verbal communication skills with attention to detail. A thorough knowledge of all aspects of real estate lending including all applicable laws and regulations.

Tenure: RE Loan Originator II, Category 12, requires twelve months in the RE Loan Originator I position with performance that meets or exceeds expectations.  Directly related work experience and/or accelerated training completion may be substituted for tenure.

Salary Pay Range:

• Real Estate Loan Center Originator I (Category 13): $44,803 - $66,309 annually
• Real Estate Loan Center Originator II (Category 12): $48,387 - $73,549 annually

Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above.

In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.

• Short-term and long-term incentives
• Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
• 401(k) plan with a 5% match
• Employee Assistance Program (EAP)
• Life and disability coverage
• Voluntary cash benefits for accident, hospitalization and critical illness
• Tuition Reimbursement
• Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
• Click here to view Global’s comprehensive Benefits Programs.

Equal Opportunity Employer