Real Estate and Consumer Loan Processor - SkyOne Federal Credit Union

Are you ready to take your career to new heights? Join SkyOne Federal Credit Union as a Real Estate and Consumer Loan Processor, where you will play a vital role in facilitating life-changing financial decisions for our members. This position offers you the chance to work in a dynamic team environment, where accountability and respect are at the forefront of our culture.

You'll engage with innovative processes that make lending effortless and rewarding for our members. Be part of our mission to deliver tailored financial solutions and make a difference in the lives of our members every day!

Your day to day as a Real Estate and Consumer Loan Processor

As a Real Estate and Consumer Loan Processor at SkyOne Federal Credit Union, you will be an essential part of our lending department, supporting real estate and consumer loan officers with comprehensive assistance. Your responsibilities will include file preparation, loan processing, and meticulous file review of loan documentation, ensuring that all members and employees receive excellent service. Specializing in both real estate and consumer lending processes, you'll actively execute our sales and service model, customizing credit union products and services to fulfill our members' financial needs. Additionally, you'll engage in Quality Assurance duties for both types of loans, guaranteeing the highest standards of accuracy and compliance.

Join us in making a meaningful impact on our members' financial journeys!

Are you a good fit for this Real Estate and Consumer Loan Processor job?

To excel as a Real Estate and Consumer Loan Processor at SkyOne Federal Credit Union, you'll need a diverse set of skills and tools. A deep understanding of compliance regulations is crucial, as you'll ensure adherence to loan policies and procedures while maintaining knowledge of the financial marketplace. Strong communication skills are vital, enabling you to build effective relationships with members and credit union vendors. Proficiency in loan processing software is required for managing the pipeline and accurately processing applications, including completing Loan Estimates and Closing Disclosures. You should also exhibit a proactive mindset, demonstrating flexibility to adapt to evolving priorities and actively contributing to process improvements.

Additionally, teamwork and collaboration are essential; you'll work closely with colleagues and departments to achieve common goals. Your attention to detail will ensure error-free closed loan files, while your ability to manage multiple tasks will support a seamless member experience.

QUALIFICATIONS

• A high school diploma or equivalent; a college degree is preferred.
• Proficiency in Windows, Excel, Word, and Internet processing.
• Minimum three years of residential loan processing experience, including real estate credit laws knowledge.
• Strong analytical and problem-solving skills.
• Excellent written, verbal, and interpersonal communication skills.
• Ability to perform multiple tasks under pressure while maintaining a professional demeanor.
• A high degree of confidentiality.
• Exceptional member service skills.
• Working knowledge of lending policies and procedures, credit insurance products, consumer underwriting principles, and credit reporting functions.
• Detail-oriented with strong organizational skills.
• Ability to work independently and as part of a team.
• Proactive and adaptable to change.

If you think this job is a fit for what you are looking for, great! We're excited to meet you!