Mortgage Loan Originator - SkyOne Federal Credit Union

Join our team at SkyOne Federal Credit Union as a Mortgage Loan Originator. As an integral part of our team, you'll have the exciting opportunity to help our members achieve their dream of home ownership while working in a collaborative and supportive environment. Take the next step in your career and make a meaningful impact in our members' lives by applying today!

Your day as a Mortgage Loan Originator

As a Mortgage Loan Originator at SkyOne Federal Credit Union, you will play a key role in the homeownership journey of our members by initiating the mortgage process and meticulously analyzing mortgage loan applications for real estate purchases or refinancing. Operating within a performance-driven environment, you will be responsible for delivering specific loan production results as per the Mortgage Loan Originator Production Requirements and Variable Compensation Agreement. Your hard work and dedication will be duly rewarded, as you will have the opportunity to earn additional variable compensation based on your performance, as outlined in the agreement. Join us in making a difference in our members' lives by applying your skills and expertise in this critical role.

Are you the Mortgage Loan Originator we're looking for?

To excel as a Mortgage Loan Originator at SkyOne Federal Credit Union, candidates must possess exceptional communication and interpersonal skills to effectively engage with potential and existing members regarding their lending needs. Strong analytical abilities are crucial for accurately evaluating mortgage applications, credit histories, and applicants' repayment capacity. Proficiency in mortgage application procedures and documentation review is essential, as is the ability to stay updated on real estate market trends, lending rates, and mortgage regulations. Ideal candidates demonstrate attention to detail in inspecting loan documents for accuracy. Building and maintaining relationships with local real estate professionals showcases networking skills that can enhance the credit union's residential mortgage services.

Adaptability and a proactive attitude towards learning new regulations and best practices are key to success in this dynamic role.

Qualifications

• Bachelor's degree in Finance or Business Administration required.
• One to three years of prior experience in lending or related field preferred.
• Excellent interpersonal and customer service skills.
• Excellent organizational skills and attention to detail.
• Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans.
• Experience with TruHome preferred
• Proficient with Microsoft Office Suite or related software.
• A high degree of confidentiality.
• Knowledge of real estate lending laws and regulations/secondary marketing guidelines and applications.
• Ability to perform multiple tasks, under pressure, while maintaining a professional demeanor.
• Thorough knowledge of mortgage lending policies, procedures, rules, and regulations.
• Thorough knowledge of Risk Based Pricing.
• Working knowledge of competitor products and market conditions.
• Must be able to be registered and obtain a unique identification number as a Mortgage Loan Officer (MLO) on the Nationwide Licensing System and Registry (NMLS).