Mortgage Loan Officer (Full Time) - Kelly Community FCU

Position Summary: Mortgage Loan Officer

As a Mortgage Loan Officer, you'll play a pivotal role in originating long-term mortgage loans, including lot, construction, and home equity loans. Your primary responsibility will be to engage potential clients through initial pre-qualification interviews, expertly guiding them through the loan application process and ensuring all necessary documentation is complete and accurate.

You will effectively communicate our credit extension policies, aligning them with both Company and secondary investor guidelines, to build trust and confidence with clients. Meeting scheduling and documentation requirements while exceeding production expectations set by the Credit Union will be key to your success.

Your commitment to providing exceptional service will shine as you interact promptly and professionally with customers, prospective clients, builders, developers, and realtors. You'll not only assist clients in navigating their financing options but also actively cross-sell our range of services, enhancing their overall experience with the Credit Union.

Collaboration with credit union personnel will be essential, as you share your insights and expertise to further elevate our team's success.

Join us in making homeownership dreams a reality while driving growth for the Credit Union!

Compensation and Position Classification for Mortgage Loan Officer:

Pay Rate: Hourly, Non-Exempt - $21/hour, paid biweekly, plus monthly incentives!

Monthly Incentive: Varies on production results, and incentives are not capped.

Scheduled Hours for Mortgage Loan Officer: 8:30 AM to 5:30 PM M-F and occasional weekends, after-hours events, and frequent travel in the local area.

Company Highlights

At Kelly Community, we're proud to be a locally operated business, deeply rooted in our community. Kelly Community Federal Credit Union is a local financial institution ranked as one of the top-rated, financially sound financial institutions in the United States. Located in Tyler, Texas, our organization has consistently grown year after year. At over $170 million in assets, Kelly Community is a full-service banking institution offering a large suite of financial products and services. Our focus is fulfilling our mission statement: We care for members like family! Our values are Big Heart, Team Player, and Excellence.

Not only do our members love us, but our employees do too! Kelly Community is seeking talented individuals who will craft a bridge between the individual's strengths and how they approach the work they do for us. We offer a competitive and comprehensive salary and benefits package, and Kelly Community is consistently rated among our employees as a great place to work through annual evaluations. If you are looking for a place with purpose and living out the credit union philosophy of people helping people, apply with us! We can’t wait for you to join our family!

Summary of Education, Experience, and Qualifications for Mortgage Loan Officer

Education:

1. A two-year college degree or
2. Completion of a specialized course of study at a business or trade school or
3. Completion of specialized and extensive in-house training or apprenticeship program.

Experience: One to three years of similar related experience. Real estate background is preferred, but not required.

Other Qualifications:

• Good understanding of the foundation of determining credit worthiness.
• Understanding of real estate law, regulations, and the secondary market.
• Familiarity with title reports, insurance, and appraisals.
• Ability to type 40 WPM+
• Data entry 6500 KPH

Required Skills and Qualifications:

• Possess a strong sales orientation, driving people to action
• Demonstrate excellent ability to communicate both verbal and written.
• Demonstrates ability to successfully manage multiple activities and projects with competing priorities.
• Possess proficient level proficiencies in Microsoft Word and Excel
• Demonstrates having detail-oriented, analytical, and problem-solving skills.
• Possess welcoming and inviting disposition, and strong emotional intelligence.
• Professional, genuine, and self-starter attitude
• Cooperative and willing to assist others.

Plus if applicant is bilingual (fluent proficiency Spanish and English)

Benefits: Health, Dental, Vision; Supplemental Accident and Critical Illness Insurance; Short- and Long-term disability; Basic and Voluntary Life; 401K with Employer Match

Paid Leaves: Vacation, Sick, Bereavement, Jury Duty, Volunteer

Items to Review Before Proceeding:

Please review the following attachments before proceeding with your application:

• Job Description(s)
• Dress Code Guidelines
• Summary of Your Rights Under the Fair Credit Reporting Act
• Kelly Community Federal Credit Union Application Process (See below.)

Kelly Community Federal Credit Union Application Process

The following is our typical selection process and timeline. Please keep in mind, this timeline and process may vary from position to position.

Initial screening (within 3 business days of application)

1. *Skills Testing (based on applicants scheduling of skills testing. No more than 5 days)
2. Phone Screening (within 3 business days of passed *skills testing)
3. Profile Assessments (within 3 business days of passed phone screening)
4. 1^st Interview (Approximately 3-5 business days or dependent on number of applicants; please refer to job posting for any scheduled dates)
5. Follow-up interview (within 2 business days. Dependent on position; not required in all processes)

*Varies by position’s skills requirements

Typical time to hire if the candidate passes all processes: 21 days to hire