Mortgage Banker - Border Bank

We're hiring a Mortgage Banker at the Coon Rapids, MN Border Bank!

As a Mortgage Banker you will generate and originate new business, service all residential real estate loans, underwriting loans and closing loans for a community bank. The Mortgage Banker is also responsible for the maintenance of mortgage loans, and in the event of delinquency, the collection of loan payments. The Mortgage Banker will also help sell bank products and generate new business opportunities for the bank.

Mortgage Banker Education and Experience:

• Four-year degree in business administration or related experience.
• 7+ years' of experience in a related field.

Mortgage Banker Accountabilities:

• Responsible for the generation of real estate loans for the bank within guidelines set by bank policy and growth targets.
• Complete the underwriting process and make loans within bank guidelines. This will include determining the rate, fees, and assuring that all necessary underwriting is completed.
• This position is responsible to close the loan with the customer. At that time, the loan will be given to a loan processor for documentation. The lender will be responsible for all documentation and assure that the bank's position is secured.
• Responsible for referring customers to the Consumer and Investment Departments of the bank for deposit and investment relationships. This can include DDA accounts, as well as other liability products the bank offers.
• This position will handle phone inquiries regarding mortgage rates and requirements for getting a loan with the bank.
• This person is responsible to control the past due loans on the real estate portfolio. Maintain current mortgages and collect delinquent payments.

Benefits:

• Paid Time Off & Paid Holidays
• Childbirth Recovery Leave & Parental Leave
• Health, Dental, & Vision Insurance
• Flexible Spending Account
• HSA + Employer Contribution
• 401(k) + Employer Match
• Bank paid Life Insurance & Long-Term Disability
• Globe Life - Accidental Injury Insurance, Heart and Stroke Insurance, Cancer Insurance, Intensive Care Insurance
• Colonial Life - Hospital Indemnity Insurance, Critical Illness Insurance, Cancer Insurance, Accident Insurance, Life Insurance, Disability Insurance
• Employee Assistance Program (EAP)
• Wellness Dollars
• Verizon Discount
• Border Points (Community Involvement)
• Border Bank Gear
• Education Assistance
• And more!

Applications will be accepted until the Mortgage Banker position is filled.