Loan Processor - (NOLA) - Credit Human

We are seeking a Loan Processor - Home Loans for the Home Loan Processing Department.

The role is responsible for the review of loan documentation to ensure accuracy, completeness, and compliance with internal, regulatory, private mortgage insurance, and investor guidelines in order to meet quality and service standards in a timely and accurate manner. The role evaluates all information supplied on the loan application, verifies the validity, and assembles a completely documented file for Underwriting and Closing. Develops solid working relationships with the Home Loan Production team to ensure an accurate and timely loan process and communicates effectively to support a quality member service experience. The role is responsible for taking incoming phones with the ability to accurately answer general mortgage questions, provide excellent customer service, and relay messages to the Loan Originator. The role is responsible for effective communication (via telephone and/or email) with members throughout the processing steps. As directed by management, the role has secondary support responsibilities for other Home Loan production teams: origination/underwriting/closing & funding/ collections and loss mitigation.

If you have mortgage experience you should apply right away!

Highlights:

• Maintains a pipeline of loans and is responsible for the compliant and timely flow of such loans through the process
• Review loan files for completeness upon receipt and update data in the system of record as needed
• Acts as a liaison between the Loan Originator, members, realtors and contractors
• Attend internal & external educational learning seminars & webinars as determined by the manager in order to stay abreast of lending policies and procedures
• Plan and execute improvement and special projects up to 3 months in length as assigned by the Manager
• Verify and test for accuracy and efficiency all processes and procedures related to mortgage processing activities

Experience:

    Required

• Minimum 3 years of financial industry experience working with loan applications

• Desire and ability to work in a production environment processing loans

• Experience with managing a loan pipeline

• Knowledge of credit and collateral underwriting guidelines and rules and regulations governed by state and federal agencies

• Knowledgeable in real estate origination, processing, underwriting, and closing principles to include secondary marketing automated underwriting engines

•  Working knowledge of Fannie Mae Guidelines, DU® guidelines, and risk assessment tools used to decide mortgage loans

    Preferred

• Mortgage processing experience including conventional underwriting a plus

• Fannie Mae processing experience a plus

• Basic knowledge of mortgage

Education:

    Required

• High school diploma or equivalent

    Preferred

• Bachelor degree in business or related field preferred

Licenses & Certifications:

    Required

• Registration as Mortgage Loan Originator (MLO) with National Mortgage Licensing System and Registry

Skills & Knowledge:

    Required

• Computer skills to include automated underwriting systems, MS Word, MS Outlook, MS Excel, and Fannie Mae’s Desktop Underwriter - DU®
• Ability to use sound judgment and possess strong decision-making skills
• Strong analytical, problem-solving solving and audit skills
• Strong organization skills and results orientation
• Ability to effectively communicate
• A strong sense of urgency about solving problems, meeting challenging deadlines, and achieving critical goals

Schedule: Monday-Friday, 8:30 am-5:30 pm 

Level of Work: 1CE

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page atwww.credithuman.com/careers.

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c) Lending