Loan Compliance Specialist - Lending / Mortgage ( RESPA) - Hybrid Role - LOCALS ONLY at Zillion Technologies Inc
Winchester, VA 22602
About the Job
THIS IS A DIRECT CLIENT REQUIREMENT !
Those authorized to work without sponsorship are encouraged to apply please.
Reach Saakshi Sahni - 703-955-1070
Email: saakshi(at)zilliontechnologies(dot)com // 7039551070
Loan Compliance Specialist - Lending / Mortgage ( RESPA)
$$ BEST RATES AVAIALBLE $$
Duration: Long Term Ongoing Project with NO end Date
Direct BANKING Client
Hybrid Role - 1 Day a week onsite in Winchester, VA - 22602 // 4 Days fully remote
US CITIZENS / Green Card Holders / EAD Green card holders ONLY
Job Description:
To ensure RESPA compliance through careful review of closing documents. Perform basic tasks requiring basic research. Level I: Work under direct supervision.
Responsibilities:
- Validate processed refunds to ensure the refund processed appropriately in accordance with regulatory guidelines and systems reflect correct dates and dollar amounts
- Generate corrected closing document from the loan origination system
- Generate member notification letters outlining actions taken/needed to ensure adherence to RESPA guidelines for refund and non-refund loans
- Send corrected Closing Disclosure to Borrower and Settlement Agent
- Close tasks as appropriate in MSP
- Maintain knowledge of federal and state closing requirements, as well as mortgage loan products; remain cognizant of changes in regulations to comply with existing requirements
- Document utilizing applicable systems for reporting purposes and ensure compliance with regulations and guideline
- Review scanned mortgage documentation and index the image into the appropriate document type
- Perform other related duties as assigned
Qualifications
- Exposure to mortgage lending principles, concepts and practices including mortgage processing, servicing and underwriting
- Exposure to reviewing/analyzing loans for compliance with Federal/state/county/NCUA/ laws, regulations and policies
- Familiarity with financial institution and lending practices, principles and regulations
- Experience in an accounting or banking operation, preferably dealing with payments, transactions, and balancing
- Experience in member/customer service preferably in a call center/retail banking/financial institution
- Effective knowledge of Conventional, FHA, VA loans
- Effective knowledge of RESPA & TRID guidelines
- Exposure to managing multiple priorities independently and/or in a team environment to achieve goals
- Familiarity with mortgage loan processing, closing and documentation requirements and regulations
- Effective knowledge of Government Loans guaranty
- Effective clerical, technical or administrative skills
- Effective research, analytical, and problem solving skills
- Effective organizational, planning and time management skills
- Effective skill exercising initiative and using good judgment to make sound decisions
- Effective skill following, interpreting and applying relevant data/instructions to guidelines, procedures, practices and regulations
- Effective skill maintaining accuracy with attention to detail and meeting deadlines
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective verbal and written communications skills
- Effective word processing and spreadsheet software skills
Please send qualified resumes directly to : saakshi(at)zilliontechnologies(dot)com // 7039551070
Thanks,
Saakshi Sahni
Zillion Technologies Inc.
Director - Talent Acquisition
Email: saakshi(at)zilliontechnologies(dot)com // 703-955-1070