Junior Underwriter - Up to $20,000 in Potential Incentives - United Wholesale Mortgage

Job Description:Job Description Overview United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions)Paid time off (PTO)Medical, dental and vision insuranceDisability and life insurance401(k) with employer matchPaid training and career developmentPaid holidaysReferral bonusesFlexible start timeMaternity and paternity leave ResponsibilitiesCollect, review and examine an applicants financial history and recordsPerform risk assessment reportsAnalyze clients financial statements and identify effective alternatives to applicationMaintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentationKeep up with changes and adaptations as they occurProvide elite service to internal and external clientsCommunicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners Manage multiple priorities while building rapport with clients QualificationsCompleted 2 or 4-year degree Complex rationale and problem-solving skills Computer literacy in Microsoft Word, Excel, Outlook and other internet resources Excellent written and verbal communication skills Willingness to learn and be coached Adaptable to a flexible, fast-changing industry Self-motivated with a strong work ethic Ability to take accountability for actions Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)