Junior Product Manager (Payments) - Discover Financial Services

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

The role of DGN’s Core Network Products organization is to create payment products, solutions and industry standards that enable seamless and secure payment experiences to meet the evolving needs of our global partners. Within Core Network Products, the Card Products and Policies team supports this mission by developing card product policies and capabilities for Financial Institutions seeking to issue card programs on DGN’s global network. 

 

This role supports the development and implementation of card product definitions and other network rules and compliance activities. They will leverage their understanding of the payments landscape to help identify and coordinate research activities supporting new and ongoing development of payments rules, products and solutions. 

 

Assesses the performance of and shapes the structure and direction of new and existing product lines and develops or assists in developing and executing strategic product plans for key initiatives such as the introduction of new products, product line extensions, or product enhancements. Assist the team in achieving specific goals for each product, including evaluating product performance, and identifying innovations to address customer needs and improve product performance in the market. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

 

Responsibilities

• Support the review and development of Product policies supporting DGN’s Card Products
• Coordinate the implementation and go-to-market of products and policies
• Review existing product portfolios to identify opportunities and develop recommendations  
• Perform competitive research within the US and global markets
• Identify sources, monitor, analyze, and interpret key product performance metrics including financials, network volumes, other key statistics, and internal/external customer feedback trends, then develop and communicate findings, suggests and recommends performance improvements to support data driven business decisions.
• Partners with vendors and/or cross-functional internal teams such as Sales, Operations, Legal, Marketing, Finance, Technology in the evaluation, development, management, and/or enhancement of assigned products and/or programs.
• Manages and communicates scope, deliverables, timelines of projects and/or plans within pre-set budgets.
• Participates in Agile sprints, planning, and executions.
• Collaborate with cross functional teams to develop or support sales efforts or go-to-market strategies. 

Minimum Qualifications 

At a minimum, here’s what we need from you: 

• Bachelor's Degree in Social Sciences, Information Technology, Communications, Marketing, Business Administration and Management, or related field 
• 4+ years of experience in Product Management, Product Delivery/Commercialization, Project Management, Payments Industry, Financial Services, Marketing, or related
• In lieu of a degree, 8+ years of experience in Card payments, network, acquiring, issuing, mobile technologies, digital payments, or related including Product Management Experience

 

Preferred Qualifications 

If we had our say, we’d also look for: 

• Master’s Degree in Social Sciences, Information Technology, Communications, Marketing, or Business Administration and Management
• Understanding of payments services
• Experience with competitive intelligence/market research/writing policies and procedures
• Strong Marketing skills
• Strong communication skills- written and verbal
• 2+ years of experience in Agile methodology 
• 2+ years of experience in Card payments, network, acquiring, issuing, mobile technologies, digital payments, financial services or related

#LI-BP1

Application Deadline:

The application window for this position is anticipated to close on Jun-09-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $75,500.00 to $127,900.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health Savings Account

• STD, Life, LTD and AD&D

• Recognition Program

• Education Assistance

• Commuter Benefits

• Family Support Programs

• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com.

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.