Home Loans Portfolio Manager - Credit Human

We are seeking a Home Loans Portfolio Manager for the Home Loans Management Department.

The Home Loans Portfolio Manager serves an integral role in our mission and the tangible impact on our members. This role is responsible for the leadership and oversight of the underwriting, closing, secondary marketing, collections, and foreclosure functions for Credit Human’s Home Loan business. Credit Human offers agency and portfolio loan options so the incumbent of the role must have the skills and experience to lead and manage a diversity of lending requirements and apply them in a way that creates value to our membership. The Home Loan Portfolio manager must manage their area productively and compliantly within the dynamic trends occurring in the marketplace.

If you have the skills to manage other managers, inspire teammates to achieve desired results, and motivate with enthusiasm, you should apply right away!

Highlights:

• A primary accountability of this position is to lead, coach, develop, and mentor subordinates by setting objectives and providing context to ensure compliant and efficient Home loan originations
• Ensure regulatory training requirements are met
• Measure and monitor productivity and capacity levels to maximize output
• Improving processes that implement best practices as well as recommending and implementing new methods

Experience:

    Required

• 7 years of experience in the management of underwriting, collection, foreclosure, and loss mitigation of 1^st and 2^nd lien mortgage loans or directly involved in
• 5 years of experience managing managers
• Expert knowledge of Fannie Mae underwriting and documentation standards

    Preferred

• 5 years experience in portfolio underwriting

Education:

    Required

• Bachelor’s degree
• Or 15 years of the work experience listed above

Licenses & Certifications:

    Required

• Registration as Mortgage Loan Originator (MLO) with National Mortgage Licensing System and Registry

Skills & Knowledge:

    Required

• Mastery of leadership skills to include business acumen, strong communication, effective delegation, and the empowering and development of people
• Skilled at developing, interpreting, implementing, and complying with policies and standards for credit and collections
• Understanding and management of credit risk theory and the application of knowledge to create desired loan performance
• Detailed knowledge of and experience in all functions required to lead a compliant and effective mortgage lending operation
• Understanding of laws and regulations pertaining to home lending and collecting
• Able to proactively solve problems by understanding its root cause and implementing systemic solutions
• Gather, analyze, and utilize conclusions from empirical data when making decisions that affect current and future business
• Ability to lead others to achieve desired results
• Effective verbal and written communication skills
• Strong communication and analysis skills
• Ability to organize and direct company resources
• Must be able to represent Credit Human in a professional manner within the business community
• Ability to establish and maintain effective relationships
• Basic understanding of the concept of determining productive capacity and its utilization
• Basic knowledge of financial statements

Schedule:  Monday-Friday, 8:30 am-5:30 pm

Salary Range:   $111,683 to $122,003

Level of Work: 3B

Credit Human provides employees with many benefits from insurance coverage to college tuition reimbursement.

To get to know Credit Human and learn more about our benefits, visit our careers page atwww.credithuman.com/careers.

Credit Human conducts employment background checks that may be used for decisions related to employment with Credit Human. Standard background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants within the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration check, credit check, and/or fingerprint card. Applicants must be currently authorized to work in the United States on a full-time basis

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c) Lending