Fraud Analytics and Innovation Leader - Check & Deposit Fraud Policy - OneTenCoalition

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This job is responsible for managing a group of employees who perform strategic analysis to understand portfolio risk, increase profitability, and optimize operational performance. Key responsibilities include determining strategic priorities for the team, identifying trends, and leading efforts to maximize risk versus return for the business unit. Job expectations include using data and analytics to solve complex problems, coaching and developing employees, and partnering across technology, product, and risk leadership to drive performance.

This role will support efforts to identify fraud prevention and detection opportunities and solutions. The candidate will be responsible for developing and documenting fraud policies across Check and Deposit products. Selected candidate will also collaborate and partner with key stakeholders in product, strategy, servicing, detection, authentication, operations, and claims.

Responsibilities:

• Coordinates with business partners to analyze, implement, and update processes by utilizing sound process improvement, technical enhancements, models and techniques (e.g., Six Sigma, Agile)
• Drives cross-functional initiatives in partnership with Operations, Risk Management, Analytics, Investigations, and other partners within the bank to implement changes to better detect, deter, recover and/or prevent fraud and minimize losses
• Integrates best practices with system enhancements and/or process design to ensure continuous process improvement
• Support efforts to identify fraud prevention opportunities and solutions. The candidate will be responsible for developing and documenting fraud policies across Check and Deposit accounts.
• Selected candidate will also collaborate and partner with key stakeholders in product, strategy, servicing, detection, authentication, operations, and claims, and review and understand the latest fraud trends and recommend solutions to mitigate losses
• Evaluate incoming claims and high dollar defects to identify gaps/opportunities
• Summarize and complete write ups on high dollar defect accounts
• Document and evaluate existing/new fraud policies Understand internal systems and processes to understand how they interact in order to identify opportunities to reduce fraud losses
• Lead the partnership with product teams to drive strategic discussions around business performance, initiatives, and emerging threats

Required Qualifications:

• 6+ years of Fraud/Risk management experience

• 5+ years of experience with Digital Fraud mitigation strategies and detection tools.

• 3+ years of experience and solid working knowledge of the regulations and network rules governing deposit accounts and digital payment transactions as Reg CC, Check 21, Reg E, Reg Z, NACHA, EWS, SWIFT, Visa, MC, etc.

• Proven ability to rapidly absorb and synthesize data to form an accurate understanding of issues and the ability to develop both tactical and strategic recommendations close the gap and prevent recurrence.

• Excellent verbal, written, and interpersonal communication skills.

• Ability to work in a fast-paced, dynamic environment is critical.

• Must have exceptional organizational, project management, and influencing skills.

• Outstanding critical thinking, and analytical skills

• Proven communication skills in describing complex issues to inform strategic insights and decision

• Ability to present, lead, support, and influence senior management and business stakeholders

• Innovation mindset with the ability to challenge the status quo

• Prior experience in developing policy and/or technology requirements for initiatives

• Proven track record of being able to drive projects from idea to execution

Desired Qualifications:

• Functional knowledge of multiple products and/or channels (e.g. Credit, Debit, Digital, Call Center, etc.)

• Basic technical skills in SAS/SQL

• Basic understanding of statistics

• Experience in Six Sigma, Lean, Agile, JIRA

Skills:

Critical Thinking

Communication

Fraud

Risk

Technical Skills

Product Knowledge

Project Mgmt

Relationship Building

Influencing

Complex Problem Solving

Minimum Education Requirement: Bachelor's degree or equivalent work experience

Shift:
1st shift (United States of America)

Hours Per Week:
40