Foreclosure Specialist - BSI Financial Services
Irving, TX 75063
About the Job
Summary/Objective
The Foreclosure Specialist is responsible for servicing or pushing loans from date of default through foreclosure sale, following Client guidelines, defaulting to FNMA guidelines when no client specific guideline is provided.
Essential Functions
Responsible for pre foreclosure /due diligence review prior to referral to attorney for foreclosure commencement
Provide complete foreclosure referrals to attorney
Diligent review of loans assigned to foreclosure attorney to assure that milestones are being completed and attorneys are expediting the foreclosure process to be completed within allowable state timelines.
Aggressive follow up and high touches, at minimum bi-weekly, to assure files are moving without delays
Knowledge of handling foreclosures from date of default through foreclosure sale
Maintain current foreclosure status in all systems of records being used by BSI
Process reinstatement, payoff, and bid figures for attorneys and/or investors.
Timely response and follow up to all requests from internal and external contacts
Familiar with standard concepts, practices, and procedures for foreclosure processing to ensure that BSI is complying at all times
Review of legal documents/affidavits prepared by counsel for accuracy prior to execution
Clearing out and working queues assigned daily
Review and approve attorney invoices
Responsible for meeting legal requirements and following internal policies.
Competencies/Skills
Client Focus
Problem Solving/Analysis
Ability to research extensively
Ability to multi-task & prioritize effectively and efficiently
Organizational skills and ability to handle confidential material
Identify Issues and create resolutions quickly
Highly effective interpersonal, oral, and written communication skills
Ability to work well in a team environment or individually
Understanding of mortgage terminology, risk, and compliance
Excellent computer skills
Works well in high pressure, fast paced environment
Work Environment
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Ability to sit for long periods of time is essential.
Position Type and Expected Hours of Work
This is a full-time position. Days and hours of work are Monday through Friday, 7:30 a.m. to 4:30 p.m.
Education and Experience
Proficient with PC and related software such as Excel, Word
2+ years of related experience in the foreclosure industry
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
What’s in it for you?
- Competitive compensation and full benefits package include medical, dental, and vision.
- 100% company-paid life insurance and disability coverage!
- 401K with company matching!
- 17 days PTO (increases with tenure) and 9 company paid holidays!
- Professional but fun, casual work environment and great team culture!
About BSI Financial
Founded in 1986, we provide financial services that support our vision of enabling sustainable home ownership by practicing core values that embody doing what is right; emphasizing problem solving; delivering on expectations and winning with humility. Our clients include lenders and investors who make home financing possible.
BSI Financial was ranked multiple times in the SMU Dallas 100 list of the fastest growing
companies in North Texas and was twice named to the Inc. 5000 list of the fastest growing U.S. companies.
EEO Statement
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law