Escrow Underwriter - Habitat for Humanity of Greater Los Angeles

JOB TITLE: Escrow Underwriter

REPORTS TO: Director of Real Estate

FLSA STATUS: Non-Exempt

WHO YOU ARE

You're someone who people can rely on and you're always there when they need a helping hand. You like variety in your work, being in a social environment, and embracing unique challenges every day. You're looking for a new position where you can make a difference in your life, the lives of others, and the world. In return, you seek an organization that appreciates your individuality and supports you as a member of a diverse and talented team. People often comment on how you are organized, a great mentor, and lead by example. You know in your heart it's time to find an opportunity to be part of something larger; more impactful. If this sounds like you, please allow us to introduce ourselves.

WHO WE ARE

Solid like the houses it builds, Habitat works with integrity, creativity, and a clear and powerful belief that "Everyone in the Greater Los Angeles County deserves a decent place to live." Since 1990, we have built, rehabilitated, or repaired over 1,450 houses in neighborhoods across the Greater Los Angeles area. Shelter is a basic human need, and Habitat for Humanity strives to achieve its goal of eliminating substandard housing by making decent, sustainable, and affordable housing a reality for all. Habitat LA is an affiliate of Habitat for Humanity International (HFHI), an ecumenical Christian organization that excels at attracting people of any or no faith to work together to build homes, community, and hope. In addition to building new houses, we also partner with families in need of a new roof, a wheelchair ramp, or other vital repairs. We work to revitalize communities and help those affected by local disasters. Globally, our tithe supports Habitat's work in other countries including building shelter, disaster response, microfinancing, and more.

GENERAL DESCRIPTION

Habitat for Humanity of Greater Los Angeles (Habitat LA) is seeking a qualified candidate to analyze documents, verify information, and ensure that all parties involved in an escrow arrangement are compliant with legal regulations and office policy and procedures. The escrow underwriter requires excellent organizational skills, attention to detail, effective communication, and the ability to work collaboratively with various stakeholders involved in the transaction. This role ensures a smooth and efficient escrow process, adhering to legal and regulatory requirements.

SUMMARY OF ESSENTIAL FUNCTIONS

• Document Review and Analysis: Prepare, Review, and analyze real estate contracts, purchase agreements, title reports, and other documents to ensure accuracy, completeness, and compliance. Verify the terms of the escrow transaction and cross-reference with applicable laws, regulations, and company policies.
• Risk Assessment: Evaluate the financial stability of the parties involved, including buyers, sellers, and lenders, to assess the risk associated with the escrow arrangement.

• Identify and address potential red flags, discrepancies, or issues that could impact the successful completion of the transaction.
• Underwriting Decision: Determine whether the escrow arrangement meets the established underwriting guidelines and standards. Make informed decisions on whether to approve, modify, or reject the transaction based on risk assessment and compliance verification.
• Communication: Collaborate with real estate agents, loan officers, title officers, and others to gather necessary information and resolve any discrepancies. Communicate effectively with all stakeholders to address concerns, provide guidance, and share updates throughout the entire process.
• Timeline Management. Develop and maintain a timeline, ensuring all deadlines are met. Monitor the process of inspections, appraisals, insurance, etc. to ensure timely completion.

SUMMARY OF JOB QUALIFICATIONS

• Customer service skills.
• Time Management and prioritization skills.
• Must have access to reliable internet connection.
• Must have access to reliable transportation to perform job duties, a valid CA driver's license and meet the state-required amount of personal automobile liability insurance.
• Must be able to pass a pre-employment drug screen and a criminal background check.
• Although no longer required, we strongly encourage all employees to be vaccinated against COVID-19 and will continue to require all employees to submit their vaccination status by the date of hire.

BENEFITS: WE TAKE CARE OF OUR EMPLOYEES

Habitat La jobs come with great benefits including but not limited to:

• Healthcare (Medical, Dental & Vision)
• Critical Illness and AD&D insurance
• Flexible Spending Account
• 100% employer paid Life Insurance for all employees
• Very generous 401(K) retirement plan
• Paid Time Off (PTO) and Vacation
• Sick Leave available
• 12 Paid Holidays
• Bereavement, Jury Duty, and Voting hours available
• Employee discounts on items sold in our ReStores.
• Exclusive discounts to amusement parks, entertainment & more
• Maternity and Parental Leave
• Employee Assistance, Mental Health, and Counseling Sessions

COMPENSATION:

 Pay range: $25.00 - $28.00

Exact offers will be determined based on job-related knowledge, skills, and experience. 

From versatile health perks to new career opportunities, check us out at: www.habitatla.org to learn more about our organization and the great work we do!

If you require accommodation due to a disability to complete this application OR you are experiencing issues submitting your application, please e-mail recruiting@habitatla.org.