Due Diligence Analyst 3 (HYBRID) - BankUnited

Must be able to comply with a hybrid schedule from our Miami Lakes Corporate Offices.

SUMMARY: The primary purpose of this position is to review, assess, and validate customer records to aide in the detection of possible money laundering, terrorist financing, and fraud using risk-based approach methods while ensuring compliance with the Bank's established BSA/AML program.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.

* Review KYC for completeness and accuracy as part of customer validation in order to assess and document the risks associated with that customer.

* Identify and address items through day-to-day assignments to ensure the Bank's KYC and CIP standards have been met.

* Ensure ongoing due diligence efforts and KYC are maintained while identifying substantive changes to customer profiles.

* Perform AML Screening/CDD/EDD reviews on prospects and new/existing customers in accordance with the Bank's policies and procedures.

* Review and resolve EDD Verifier alerts; escalate findings to Manager when appropriate.

* Perform searches utilizing Internet sources and/or third-party vendors (i.e. Google, LexisNexis and/or World Compliance) to determine negative news and obtain due diligence information for prospects and new/existing customers.

* Respond to daily inquiries from peers, front-line and management regarding KYC/CIP and due diligence matters, when appropriate.

* Communicate effectively with peers, front-line and management when requesting information or documentation and addressing concerns or findings.

* Adhere to all designated time frames, manage workflow to the specified deadlines and complete responsibilities in a satisfactory manner.

* Thoroughly document findings by preparing reports in a manner that is clear and comprehensible to BSA supervisors/managers, internal auditors and regulatory examiners.

* Report and escalate all concerns or negative findings clearly and objectively to Manager.

* Interact with bank examiners, internal auditors, and compliance personnel during BSA and AML related audits, if necessary.

* Complete all job-related training in a timely manner and attend seminars or continuing education, as directed.

* Perform any other assignments as directed by Manager.

* Prepare and draft presentations/reports, as needed.

* Actively participate in team meetings.

* Actively assist the Manager in special projects that are both system related or involve special investigations or reviews.

* Maintain close working knowledge of special projects, investigations or reviews and advises Manager of their progress and any matters of concern.

* In absence of Manager, ensure proper workflow of customer review process and day-to-day assignments are addressed.

* Interact and coordinate with due diligence team to resolve day-to-day issues and escalate to Manager, when appropriate.

* Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).

* Adheres to Bank policies and procedures and completes required training.

* Identifies and reports suspicious activity.

SUPERVISORY RESPONSIBILITIES

* Supervises function, projects or services and/or one or more employees, as applicable.

* Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.

* Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance coaching; rewarding and disciplining employees; addressing complaints and resolving problems.

EDUCATION

College degree preferred

EXPERIENCE

* 7-9 Years banking experience, with emphasis on BSA Compliance and due diligence in accordance with KYC, CIP, AML/BSA guidelines required

CERTIFICATES, LICENSES, REGISTRATIONS

* Certified Anti-Money Laundering Specialist (CAMS) preferred

* Anti-Money Laundering Certified Associate (AMLCA) preferred

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled