Credit Analyst II CB - City National Bank
Los Angeles, CA
About the Job
CREDIT ANALYST II CB
WHAT IS THE OPPORTUNITY?
In this role, the colleague will be responsible for assisting credit officers to provide analytical support relating to portfolio management. Prepares quarterly trend cards for eligible credits. May prepare the liquidation, industry, and projection analysis of CRR with guidance of the credit officer. Prepares credit approval documents for simple annual reviews and renewals. As needed, may perform financial statement spreading, covenant calculations, and collateral reviews. Required completion of the bank's Credit Academy courses . Colleagues at this level have a full understanding of the bank's credit policies and a thorough knowledge of appropriate banking laws and regulations.
What you will do
+ Within 18 months, satisfactory completion of the bank's Credit Academy courses.
+ Prepare quarterly trend cards.
+ Prepare liquidation analysis.
+ Research and prepare industry analysis.
+ Prepare analysis of projections, including sensitivity and breakeven.
+ Prepare proforma or projected financial covenant compliance.
+ Prepare simple CRR for annual reviews and annual renewals with guidance of a credit officer.
+ Prepare Tier 1 ACH and CLC Pre-Approval forms.
+ Assemble Portfolio Review Package under supervision of Lead Credit Officer or designee.
+ Participate with RM’s on client calls.
+ As needed, may perform financial statement spreading, covenant calculations, and collateral reviews.
+ Provide technical training to new hire Credit Analyst I.
+ Shadow training in ABL, subject to availability.
+ Shadow training in Credit Risk Review, subject to availability.
Must-Have*
+ Bachelor's Degree or equivalent experience
+ Minimum 3 year of credit or financial analysis experience required
+ Minimum 3 year of experience in a banking or financial services environment required
Skills and Knowledge
+ Excellent organizational and analytical skills
+ Ability to communicate clearly and professionally with all levels of an organization
+ Excellent written and verbal communication skills
+ Effective interpersonal skills
+ Proficiency in multitasking and prioritizing projects
+ Excellent time management skills and be accustomed to working with deadlines
Compensation
Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf) .
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.
WHAT IS THE OPPORTUNITY?
In this role, the colleague will be responsible for assisting credit officers to provide analytical support relating to portfolio management. Prepares quarterly trend cards for eligible credits. May prepare the liquidation, industry, and projection analysis of CRR with guidance of the credit officer. Prepares credit approval documents for simple annual reviews and renewals. As needed, may perform financial statement spreading, covenant calculations, and collateral reviews. Required completion of the bank's Credit Academy courses . Colleagues at this level have a full understanding of the bank's credit policies and a thorough knowledge of appropriate banking laws and regulations.
What you will do
+ Within 18 months, satisfactory completion of the bank's Credit Academy courses.
+ Prepare quarterly trend cards.
+ Prepare liquidation analysis.
+ Research and prepare industry analysis.
+ Prepare analysis of projections, including sensitivity and breakeven.
+ Prepare proforma or projected financial covenant compliance.
+ Prepare simple CRR for annual reviews and annual renewals with guidance of a credit officer.
+ Prepare Tier 1 ACH and CLC Pre-Approval forms.
+ Assemble Portfolio Review Package under supervision of Lead Credit Officer or designee.
+ Participate with RM’s on client calls.
+ As needed, may perform financial statement spreading, covenant calculations, and collateral reviews.
+ Provide technical training to new hire Credit Analyst I.
+ Shadow training in ABL, subject to availability.
+ Shadow training in Credit Risk Review, subject to availability.
Must-Have*
+ Bachelor's Degree or equivalent experience
+ Minimum 3 year of credit or financial analysis experience required
+ Minimum 3 year of experience in a banking or financial services environment required
Skills and Knowledge
+ Excellent organizational and analytical skills
+ Ability to communicate clearly and professionally with all levels of an organization
+ Excellent written and verbal communication skills
+ Effective interpersonal skills
+ Proficiency in multitasking and prioritizing projects
+ Excellent time management skills and be accustomed to working with deadlines
Compensation
Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf) .
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.
Source : City National Bank