Credit Analyst II - City National Bank
Beverly Hills, CA
About the Job
CREDIT ANALYST II
WHAT IS THE OPPORTUNITY?
The Credit Analyst assists Entertainment Relationship Managers and Credit Officers with structuring, underwriting, closing, and managing middle market cash flow / leveraged loans for film, music, and sports as well as other sectors of the entertainment industry through research, analysis, and coordination of accurate documentation.
What you will do
+ Prepares credit analysis for new and existing commercial loans and provides the necessary documentation and financial facts for Credit Officers to analyze, evaluate, and determine appropriate credit structure and terms for potential and existing borrowers.
+ Provides analytical functions relating to due diligence, document processing, and financial statements analyses related to transactions and credit approval. Prepares summary documenting factual analysis and supporting information for credit decision recommendations.
+ Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, and/or guarantors, cash flow, collateral, covenants, agings, credit reports, etc. to identify strengths and weaknesses as pertaining to a borrower’s financial position.
+ Under limited supervision, performs credit activities for less complex to moderately complex commercial requests.
+ May contact borrowers directly for additional information and details related to loan request.
+ May make client calls to obtain all necessary information and clarification on financial analysis materials and resources.
+ Works with attorneys and other financial or legal resources to obtain the correct, accurate documents to fully protect the banks interests in the credit relationship. existing credit arrangements.
+ Colleagues at this level have a good understanding of the bank’s credit policies and a thorough knowledge of appropriate banking laws and regulations normally acquired through 3 or more years directly related experience.
Must-Have*
+ H.S. Diploma
+ Minimum 3 years of credit analysis or financial analysis experience required.
+ Minimum 3 years of experience in a banking or financial services environment required.
Skills and Knowledge
+ Working knowledge of credit, accounting, credit policy and financial statement analysis.
+ Excellent organizational and analytical skills
+ Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments.
Compensation
Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf) .
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.
WHAT IS THE OPPORTUNITY?
The Credit Analyst assists Entertainment Relationship Managers and Credit Officers with structuring, underwriting, closing, and managing middle market cash flow / leveraged loans for film, music, and sports as well as other sectors of the entertainment industry through research, analysis, and coordination of accurate documentation.
What you will do
+ Prepares credit analysis for new and existing commercial loans and provides the necessary documentation and financial facts for Credit Officers to analyze, evaluate, and determine appropriate credit structure and terms for potential and existing borrowers.
+ Provides analytical functions relating to due diligence, document processing, and financial statements analyses related to transactions and credit approval. Prepares summary documenting factual analysis and supporting information for credit decision recommendations.
+ Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, and/or guarantors, cash flow, collateral, covenants, agings, credit reports, etc. to identify strengths and weaknesses as pertaining to a borrower’s financial position.
+ Under limited supervision, performs credit activities for less complex to moderately complex commercial requests.
+ May contact borrowers directly for additional information and details related to loan request.
+ May make client calls to obtain all necessary information and clarification on financial analysis materials and resources.
+ Works with attorneys and other financial or legal resources to obtain the correct, accurate documents to fully protect the banks interests in the credit relationship. existing credit arrangements.
+ Colleagues at this level have a good understanding of the bank’s credit policies and a thorough knowledge of appropriate banking laws and regulations normally acquired through 3 or more years directly related experience.
Must-Have*
+ H.S. Diploma
+ Minimum 3 years of credit analysis or financial analysis experience required.
+ Minimum 3 years of experience in a banking or financial services environment required.
Skills and Knowledge
+ Working knowledge of credit, accounting, credit policy and financial statement analysis.
+ Excellent organizational and analytical skills
+ Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments.
Compensation
Starting base salary: $31.39 - $50.14 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks (https://image.emails.cnb.com/lib/fe5e15707c640c78771c/m/10/cbedd856-c2fc-491b-a625-3ab7a0fd9a65.pdf) .
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'
ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.
Source : City National Bank