Consumer Direct Loan Officer - Cornerstone Capital Bank, SSB.
Englewood, CO
About the Job
Description
Who we are:
Cornerstone Servicing, a division of Cornerstone Capital Bank, is a
best-in-class mortgage servicer with a reputation for amazing service,
customer satisfaction, employee retention and happiness! We employ people
who are passionately committed to Cornerstone's Mission, Vision & Core
Convicti
We honor God by using our talents to make a positive difference in the lives
of our Team Members, Clients, Shareholders, Communities, and the
People who provide services to us.
Who we are looking for:
Cornerstone Capital Bank is looking for an experienced Consumer Direct
Mortgage Loan Officer who can drive amazing and deep relationships with our
Customers. This professional will partner with our team to assist in securing
financing for their home mortgage needs. The Consumer Direct Mortgage Loan
Officer will monitor the customer application from application to funding and
maintain the operational standards set forth by the Lender.
Key Responsibilities:
Meet with potential customers to determine the best loan program for their
individual needs by analyzing income, assets, credit, and property
Manage the loan pipeline with team members to meet company efficiency
standards
Communicate positively and professionally with operations staff throughout the
process of the loan to ensure a smooth transaction
Read and understand rate sheets, product codes, loan level price
adjustments in order to calculate rates and fees
Maintain product knowledge and stay up to date on changes to market conditions
Negotiate and confirm rates, fees, and lock terms with customer
Lock loans in the system with agreed upon terms
Communicate regularly with borrowers to meet desired expectations
Maintain minimum productivity goals
Comply with organizational standards, polices, and procedures
Comply with all applicable laws and regulations related to residential
mortgage lending
What you'll need to be successful:
3-5 years of experience in the Mortgage Lending industry as an Originator
Excellent Communications Required
Ability to work within a team environment or independently
Ability to prioritize work-load and handle multiple tasks
Strong Organizational, problem-solving and analytical skills required
Strong knowledge of Microsoft Office Suite
Previous working with Black Knight MSP, LoanSoft, Empower, SalesForce or
Surefire a plus
High School Diploma or equivalent required
What we offer:
Because we recognize and reward hard work, we offer a competitive salary,
a full benefits package, and the potential for a performance-based bonus.
What to do next:
If Cornerstone sounds like the place for you (and if you have the
qualifications, drive, and passion to match), we invite you to become
a member of our winning team! And remember, once you're a part of our
Cornerstone team, we'll continue to invest in you as a valuable asset to
our company. As many of our team members can tell you, there's something
special about working at Cornerstone.
We are an equal opportunity employer, and all qualified applicants will
receive consideration for employment without regard to race, color,
religion, sex, national origin, disability status, protected veteran
status, or any other characteristic protected by law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against
employees or applicants because they have inquired about, discussed, or
disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other
employees or applicants as a part of their essential job functions cannot
disclose the pay of other employees or applicants to individuals who do not
otherwise have access to compensation information, unless the disclosure is
(a) in response to a formal complaint or charge, (b) in furtherance
of an invest gation, proceeding, hearing, or action, including an
investigation conducted by the employer, or (c) consistent with the
contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
As an Equal Opportunity Employer, the Company prohibits discrimination
against any applicant or Team Member based on any legally- recognized basis,
including, but not limited to race, color, religion, sex, pregnancy
(including lactation, childbirth or related medical conditions),
sexual orientation, gender identity and expression, age (40 and
over), national origin or ancestry, citizenship status, physical or
mental disability, genetic information (including testing and
characteristics),
veteran status, uniformed servicemember status or any other status protected
by federal, state or local law. Our commitment to equal opportunity
employment applies to all persons involved in our operations and prohibits
unlawful discrimination by any Team Member, including supervisors and
co-workers. This policy applies to all aspects of employment, including
recruitment, advancement, promotion, demotion, discipline, layoff,
Who we are:
Cornerstone Servicing, a division of Cornerstone Capital Bank, is a
best-in-class mortgage servicer with a reputation for amazing service,
customer satisfaction, employee retention and happiness! We employ people
who are passionately committed to Cornerstone's Mission, Vision & Core
Convicti
We honor God by using our talents to make a positive difference in the lives
of our Team Members, Clients, Shareholders, Communities, and the
People who provide services to us.
Who we are looking for:
Cornerstone Capital Bank is looking for an experienced Consumer Direct
Mortgage Loan Officer who can drive amazing and deep relationships with our
Customers. This professional will partner with our team to assist in securing
financing for their home mortgage needs. The Consumer Direct Mortgage Loan
Officer will monitor the customer application from application to funding and
maintain the operational standards set forth by the Lender.
Key Responsibilities:
Meet with potential customers to determine the best loan program for their
individual needs by analyzing income, assets, credit, and property
Manage the loan pipeline with team members to meet company efficiency
standards
Communicate positively and professionally with operations staff throughout the
process of the loan to ensure a smooth transaction
Read and understand rate sheets, product codes, loan level price
adjustments in order to calculate rates and fees
Maintain product knowledge and stay up to date on changes to market conditions
Negotiate and confirm rates, fees, and lock terms with customer
Lock loans in the system with agreed upon terms
Communicate regularly with borrowers to meet desired expectations
Maintain minimum productivity goals
Comply with organizational standards, polices, and procedures
Comply with all applicable laws and regulations related to residential
mortgage lending
What you'll need to be successful:
3-5 years of experience in the Mortgage Lending industry as an Originator
Excellent Communications Required
Ability to work within a team environment or independently
Ability to prioritize work-load and handle multiple tasks
Strong Organizational, problem-solving and analytical skills required
Strong knowledge of Microsoft Office Suite
Previous working with Black Knight MSP, LoanSoft, Empower, SalesForce or
Surefire a plus
High School Diploma or equivalent required
What we offer:
Because we recognize and reward hard work, we offer a competitive salary,
a full benefits package, and the potential for a performance-based bonus.
What to do next:
If Cornerstone sounds like the place for you (and if you have the
qualifications, drive, and passion to match), we invite you to become
a member of our winning team! And remember, once you're a part of our
Cornerstone team, we'll continue to invest in you as a valuable asset to
our company. As many of our team members can tell you, there's something
special about working at Cornerstone.
We are an equal opportunity employer, and all qualified applicants will
receive consideration for employment without regard to race, color,
religion, sex, national origin, disability status, protected veteran
status, or any other characteristic protected by law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against
employees or applicants because they have inquired about, discussed, or
disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other
employees or applicants as a part of their essential job functions cannot
disclose the pay of other employees or applicants to individuals who do not
otherwise have access to compensation information, unless the disclosure is
(a) in response to a formal complaint or charge, (b) in furtherance
of an invest gation, proceeding, hearing, or action, including an
investigation conducted by the employer, or (c) consistent with the
contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
As an Equal Opportunity Employer, the Company prohibits discrimination
against any applicant or Team Member based on any legally- recognized basis,
including, but not limited to race, color, religion, sex, pregnancy
(including lactation, childbirth or related medical conditions),
sexual orientation, gender identity and expression, age (40 and
over), national origin or ancestry, citizenship status, physical or
mental disability, genetic information (including testing and
characteristics),
veteran status, uniformed servicemember status or any other status protected
by federal, state or local law. Our commitment to equal opportunity
employment applies to all persons involved in our operations and prohibits
unlawful discrimination by any Team Member, including supervisors and
co-workers. This policy applies to all aspects of employment, including
recruitment, advancement, promotion, demotion, discipline, layoff,
Source : Cornerstone Capital Bank, SSB.