Community Bank Lender - Masco Corporation
FAYETTEVILLE, AR
About the Job
This job was posted by https://www.arjoblink.arkansas.gov : For more
information, please see: https://www.arjoblink.arkansas.gov/jobs/4241070
Depending on staffing and the size of the community market, the
Community Bank Lender is responsible for the effective generation,
evaluation, approval processing, closing, and servicing primarily
commercial loans (at least 50% of time), with strong understanding of
consumer loans, mortgage loans and agricultural loans. Incumbents will
serve a variety of customers such as individuals, large and small
businesses and sole proprietors. Incumbents utilize the banks available
assets to maximize the generation of revenue, profits, deposits, and
plus other cross-selling opportunities. Detailed knowledge of the many
products offered is critical to allow proper evaluation of all loan
prospects. In addition, incumbents are to protect the bank by providing
continual supervision of all assigned loans. Lending authority for
Community Bank Lender will not exceed $50,000 without written approval
from the local board of directors.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other
duties may be assigned.
1. Generate new loans according to Loan Policy guidelines.
2. Gather all necessary information, make available all relevant
information, and decide with the customer the appropriate product
that fits their needs in the various business lines.
3. Monitor the quality and performance of loans serviced.
4. Provide the appropriate care to maintain the confidentiality of our
customers information.
5. Review and analyze customers financial documentation to determine
viability of future business success.
6. Advise the customer of the advantages and disadvantages of the
various loan products available as well as the requirements
necessary to qualify for various loans.
7. Maintain contact with customers to ensure compliance with loan terms
and/or determine if any other financial assistance or advice is
required.
8. Work within underwriting authority and exercise appropriate
discretion daily to analyze loan prospects.
9. Approve or deny loans within assigned lending authority. If request
exceeds authority, deny or recommend approval to appropriate
committee/individual.
10. Actively participant in civic and public relations activities that
provides new business for the bank and further development of
relationships with existing customers.
11. Offer Credit Life and A&H coverage to all applicable loan applicants
12. Offer auto debit option to applicable applicants.
13. Generate other fee income.
14. Understand and comply with bank policy, laws, regulations, and the
bank's BSA/AML Program, as applicable to your job duties. This
includes but is not limited to; complete compliance training and
adhere to internal procedures and controls; report any known
violations of compliance policy, laws, or regulations and report any
suspicious customer and/or account activity.
TEAM ACCOUNTABILITIES:
- Cross-sell other services of the bank.
- Support and uphold the Arvest Mission Statement.
- Uphold the Arvest Code of Ethics and ensure that confidential
information is safeguarded.
- Maintain a high level of cooperation and rapport with all associates
- Formulate and communicate new ideas and suggestions that will
improve profitability and efficiency for the bank's overall
operation.
- Promote professionalism at all times.
SUPERVISORY RESPONSIBILITIES:
May directly supervise one or more Loan Assistants. Carries out
supervisory responsibilities in accordance with the organization's
policies and applicable laws. Ensure direct reports have completed
required compliance training and are adhering to all internal procedures
and controls as it relates to bank policy, laws, regulations and Arvests
BSA/AML Program. Responsibilit es include interviewing, hiring,
appraising performance, rewarding, and disciplining associates. The
incumbent has the authority and the appropriate influence to make
recommendations regarding hiring, firing, advancement, promotion, or any
other change of status of other associates within the guidelines of the
banks procedures and guidelines for such change of status events. The
incumbent provides training, planning, assigning, and directing work
assignments and schedules; addressing complaints and resolving problems.
information, please see: https://www.arjoblink.arkansas.gov/jobs/4241070
Depending on staffing and the size of the community market, the
Community Bank Lender is responsible for the effective generation,
evaluation, approval processing, closing, and servicing primarily
commercial loans (at least 50% of time), with strong understanding of
consumer loans, mortgage loans and agricultural loans. Incumbents will
serve a variety of customers such as individuals, large and small
businesses and sole proprietors. Incumbents utilize the banks available
assets to maximize the generation of revenue, profits, deposits, and
plus other cross-selling opportunities. Detailed knowledge of the many
products offered is critical to allow proper evaluation of all loan
prospects. In addition, incumbents are to protect the bank by providing
continual supervision of all assigned loans. Lending authority for
Community Bank Lender will not exceed $50,000 without written approval
from the local board of directors.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other
duties may be assigned.
1. Generate new loans according to Loan Policy guidelines.
2. Gather all necessary information, make available all relevant
information, and decide with the customer the appropriate product
that fits their needs in the various business lines.
3. Monitor the quality and performance of loans serviced.
4. Provide the appropriate care to maintain the confidentiality of our
customers information.
5. Review and analyze customers financial documentation to determine
viability of future business success.
6. Advise the customer of the advantages and disadvantages of the
various loan products available as well as the requirements
necessary to qualify for various loans.
7. Maintain contact with customers to ensure compliance with loan terms
and/or determine if any other financial assistance or advice is
required.
8. Work within underwriting authority and exercise appropriate
discretion daily to analyze loan prospects.
9. Approve or deny loans within assigned lending authority. If request
exceeds authority, deny or recommend approval to appropriate
committee/individual.
10. Actively participant in civic and public relations activities that
provides new business for the bank and further development of
relationships with existing customers.
11. Offer Credit Life and A&H coverage to all applicable loan applicants
12. Offer auto debit option to applicable applicants.
13. Generate other fee income.
14. Understand and comply with bank policy, laws, regulations, and the
bank's BSA/AML Program, as applicable to your job duties. This
includes but is not limited to; complete compliance training and
adhere to internal procedures and controls; report any known
violations of compliance policy, laws, or regulations and report any
suspicious customer and/or account activity.
TEAM ACCOUNTABILITIES:
- Cross-sell other services of the bank.
- Support and uphold the Arvest Mission Statement.
- Uphold the Arvest Code of Ethics and ensure that confidential
information is safeguarded.
- Maintain a high level of cooperation and rapport with all associates
- Formulate and communicate new ideas and suggestions that will
improve profitability and efficiency for the bank's overall
operation.
- Promote professionalism at all times.
SUPERVISORY RESPONSIBILITIES:
May directly supervise one or more Loan Assistants. Carries out
supervisory responsibilities in accordance with the organization's
policies and applicable laws. Ensure direct reports have completed
required compliance training and are adhering to all internal procedures
and controls as it relates to bank policy, laws, regulations and Arvests
BSA/AML Program. Responsibilit es include interviewing, hiring,
appraising performance, rewarding, and disciplining associates. The
incumbent has the authority and the appropriate influence to make
recommendations regarding hiring, firing, advancement, promotion, or any
other change of status of other associates within the guidelines of the
banks procedures and guidelines for such change of status events. The
incumbent provides training, planning, assigning, and directing work
assignments and schedules; addressing complaints and resolving problems.
Source : Masco Corporation