Commercial Loan Officer - Emerge

Emerge is actively recruiting for a Commercial Loan Officer in Sidney, Illinois, who thrives on building lasting relationships and driving success. In this pivotal role, you’ll be more than just a team member—you’ll be a key player shaping the bank’s growth and earning potential. If you’re passionate about connecting with people, making strategic decisions, and taking ownership of your success, this is the opportunity you've been waiting for. With your leadership and communication skills, you’ll play a vital role in creating lasting connections and fueling both customer satisfaction and the bank’s bottom line.

Primary Duties:

• Manage a portfolio of farm, farm real estate, and related agricultural loans.
• Participate in the analysis of loan requests, responsible for the overseeing the administration of the loans that you have made.
• Provide an excellent customer experience, comply with all relevant regulations, and adhere to established credit standards.
• Work effectively with department staff and management.
• Properly close and document all loan transactions in accordance with the approved terms and conditions.
• Maintain a strong, visible, and positive presence through public relations activities in community events and clubs.
• Interviews agricultural loan applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan is an acceptable risk.
• Follows current loans and lines of credit to ensure conformity with terms and to gain knowledge of developing customer trends as well as monitoring how the credit performs.
• Manages delinquency rate within assigned portfolio and conforms to bank’s assigned parameters.
• Calls on potential or existing customers to develop new business and increase existing business.
• As an officer of the bank, it is important that you promote and represent the bank in a positive manner while at work and outside of work.

Qualifications:

• Bachelor’s degree in finance, business, economics, or a related field.
• Must have at least 3 years in lending, relationship management, or a similar role.
• Strong understanding of lending products, credit analysis, financial risk assessment, and underwriting principles.
• Excellent communication, negotiation, and presentation skills.
• Ability to work independently, prioritize tasks, and meet lending targets.
• Proficiency in financial analysis tools, credit scoring models, and Microsoft Office Suite.
• Familiarity with lending regulations, compliance requirements, and industry best practices.
• Strong ethical values and commitment to maintaining client confidentiality.

If you are qualified for this position, please click "apply now" or send resume to Elaine McKenna, Sr. Search Consultant, at elaine.mckenna@emerge360.com. Thank you in advance, however, only qualified candidates will be contacted. #INDHCLR

Who is Emerge? We are a global talent solutions company working with clients all over the world. We deliver managed sales, services, marketing, and business solutions to our clients. We are committed to your success, working quickly and efficiently to provide tangible, measurable results.