Commercial Loan Assistant II - Mountain West Bank
Coeur D Alene, ID 83814
About the Job
Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day.
We strive to succeed in business while also being valuable and compassionate neighbors. Come find your passion with us!
Mountain West Bank.Today. Tomorrow. Together.
At Mountain West Bank we're more than a job, we take pride in our culture and our employees. Our company has been in the Forbes Top 20 List for the past nine years and we continue grow and succeed. We offer excellent benefits including Medical, Dental, Vision, 401K plans, Profit Sharing, Employee Assistance programs and generous paid time off plans and more! This is full time, 40 hour a week position, consistent and regular attendance is imperative.
Mountain West Bank is looking for an eager, motivated Loan Assistant II to join our Professional Banking team at our corporate Commercial Department in beautiful Coeur d'Alene, ID! Our Commercial Loan Assistant II will be responsible for assisting the commercial department in ordering related documents from third party vendors and external institutions for commercial loans. The Assistant helps prepare and maintain customer files. Orders and reviews commercial loan documents for the department. Creates and maintains necessary reports. Assists the Relationship Managers as needed and works closely with Loan Servicing on file maintenance. May also prepare various reports as assigned. The Loan Assistant must be client/customer focused, have a technical capacity, be thorough & hold confidentiality in the highest regard. This position is located in beautiful Coeur d'Alene, Id. Hourly rate DOE $20.85 +
DUTIES AND RESPONSIBILITIES:
- Prepare documentation sheet checking off all items as they are received to ensure files are completed in a timely manner.
- Correspond with various institutions and vendors to obtain information needed such as title commitments, UCC pre-searches and filings, environmental reports, appraisals, flood and tax service; must review for accuracy.
- Order and review loan documents to ensure accuracy of documents including but not limited to: rate, term, proper vesting, legal descriptions, dates, signatures, etc.
- Maintain a tickler system to follow-up on covenants for the department as required by the various loan agreements.
- Work with Title Company to ensure our lien is recorded timely and accurately, and the final title commitment is received.
- Assist as needed with pending items/documentation from customers, institutions and vendors.
- Track and follow up on maintenance of files including but not limited to: rate and payment changes, automatic payment, online banking, insurance, UCC renewals, financial statements and tax returns, corporate verification of status, inspections, etc.
- Follow up and assist Loan Servicing on maintenance of files and needed documentation.
- Actively participates in Bank related and community volunteer events.
- Assists the Relationship Managers with marketing and workflow as needed.
- Monitor loans serviced through loan servicing to ensure that required changes are made and are accurate; work as liaison with other departments.
- Refer likely candidates for the Bank products and services to the appropriate person for follow up and close of sale.
- Provide clerical assistance as needed, answering telephones, taking messages, etc. Assist customers and branch personnel with questions or problems concerning loans.
- Maintain and balance holdover accounts, balance budget, and upload accounts payable for the department as assigned.
- Help department on marketing as needed.
- Help complete and maintain reports, forms, and files for adverse action to ensure compliance.
- Ensures documents are within the lending policies and procedures of the bank.
- Prepare monthly Production Report for the department. Compile Maturing Loans Report and Past Due Report monthly.
- Maintain service level expectations as defined by the bank.
- Performs related duties as assigned.
- Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
REQUIRED EDUCATION AND EXPERIENCE/QUALIFICATIONS:
- High school diploma or equivalent
- 3 years of clerical experience in a banking enviornment
- Fundamental Understanding of banking, accounting, legal or related experience
- Ability to Multi-task and handle complex tasks efficiently
- Strong written and verbal communication skills to maintain quality customer service
- Strong organizational skills with attention to detail
- Excellent customer service experience
- Proficiency with Microsoft applications (Word, Excel, Outlook) and other basic office equipment
PREFERRED SKILLS AND ABILITIES:
- TechXpert certification
- Familiarity with Mountain West Bank systems
WORK ENVIRONMENT: Must sbe able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
What We Offer:COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our website for more details!
COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.