Commercial Lending Underwriting Analyst - Hybrid - Alliant Credit Union

In this role, you will support the commercial lending underwriting team and perform a diverse range of duties that entails analyzing both investor-owned and owner-occupied commercial properties across asset types. Responsible for supporting the team in authoring detailed new loan opportunity memorandums, performing annual reviews, and assembling analytical reports. Gather critical data and prepare market analyses, property-level financial evaluations, and borrower/guarantor examinations. Assist with the presentation of portfolio management updates and new transactions to various committees. Collaborate with other teams to validate and verify the accuracy of various deal aspects while meeting deadlines.

• Assist in analysis of new loan opportunities, focusing on market studies, property operating performance, market data, third-party reports, and the financial health of the transaction’s sponsors as determined by reviewing and reconciling credit reports, tax returns and personal financial data
• Analyze and prepare annual reviews and other assessment reports to determine risk rating adjustments
• Review property-level operating statements and borrower-related documentation to determine adjustments due to covenant violations, changing economic and market conditions, collateral conditions and guarantor conditions
• File organization in preparation for audits and other assignments
• Assistance with various levels of internal and external reporting requirements

Education:

• High School or Equivalent - Minimum
• Bachelors Degree - Finance, Economics, Accounting or Related - Preferred

Years of Experience:

• 2 years - Financial sector, commercial real estate or related - Minimum
• 5 years - Financial sector, commercial real estate or related - Preferred

You will benefit from:

• Competitive medical, dental, and free vision benefits
• Paid parental leave
• Competitive compensation plan
• Gym memberships discounts
• Generous PTO and banking holidays off 
• Tuition reimbursement
• 401k with immediate employer match and vesting

Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.

The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.