Commercial Lender - Ledgent Finance & Accounting

******HOUSTON AREA CANDIDATES ONLY. THIS POSITION IS 100% IN OFFICE SO ONLY LOOKING FOR LOCAL HOUSTON CANDIDATES.***** POSITION CAN SIT IN ANY OF THE BANK'S BRANCH OFFICES THROUGHOUT HOUSTON, SO THE CLOSEST BRANCH TO WHERE YOU LIVE!*****

*****THIS POSITION REQUIRES EXPERIENCE AS A COMMERCIAL LENDER OR SIMILAR ROLE WITHIN THE BANKING INDUSTRY. CANDIDATES FROM OTHER INDUSTRIES WILL NOT BE CONSIDERED.*****

Our client, a $12B banking institution in the Houston area, is looking for a Commercial Lender. The bank is in growth mode and plans to grow to $25-30B within the next 5 years, so there is a ton of growth potential for someone working at a smaller bank/community bank. Perhaps you are looking for a larger bank with more growth opportunities!

This position will be handling all commercial & industrial customers, so we are looking for candidates with strong commercial background. HEAVY BUSINESS DEVELOPMENT EXPERIENCE IN COMMERCIAL LENDING REQUIRED!

• Identify prospective clients and develop new business relationships with commercial clients
• Examines, evaluates & recommends approval of commercial credits.
• Identifies & analyzes markets to develop prospects for commercial banking.
• Actively participates in business development & networking opportunities.
• Interviews customers & prospects to request specified information for credit applications and Treasury Services opportunities.
• Analyzes applicant's financial status, credit, & property evaluation to determine feasibility of granting loan. Works with credit analyst for verification & recommendation.
• Compiles loan package & facilitates negotiation of loan structure with applicant, including fees, loan repayment options, & other credit terms.
• Presents credits to loan committee for approval.
• Ensures loan agreements are complete & accurate according to policy.
• Assures timely loan closing & funding activities.
• Ability to actively manage client portfolio to include loan exception monitoring and credit quality.

Qualified candidates would have one of the following backgrounds:

• 3+ years of experience as a Commercial Lender or Relationship Manager at a banking institution WITH HEAVY BUSINESS DEVELOPMENT EXPERIENCE!
• BBA in Finance or similar degree

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance. For unincorporated Los Angeles county, to the extent our customers require a background check for certain positions, the Company faces a significant risk to its business operations and business reputation unless a review of criminal history is conducted for those specific job positions.