Commercial Credit Analyst - To 90K - Buford, GA - Job 3428 - The Symicor Group
Buford, GA
About the Job
Commercial Credit Analyst – To $90K – Buford, GA – Job # 3428
Who We Are
The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!
We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.
The Position
Our bank client is seeking to fill a Commercial Credit Analyst role in the Buford, GA market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents.
This position comes with a generous salary of up to $90K and full benefits package. (This is not a remote position).
Commercial Credit Analyst responsibilities include:
- Primary function is to work with commercial lenders to analyze prospective borrower’s financial statements in order to assess credit risk associated with proposed loans, as well as monitor existing borrower’s financial performance.
- Ensures independence of lending officers with regards to their prospective borrowers’ ability to service Bank’s debt, as well as the borrowers’ global debt.
- Using Bank approved financial analysis software (Abrigo’s Sageworks), inputs financial statement information from existing or potential borrowers, guarantors, and other related entities in order to produce an output that evaluates existing borrowers’ or prospective loan applicants’ ability to service potential debt with Bank, as well as debt with other financial institutions.
- Conducts, on at least an annual basis, financial analysis (using Bank approved financial analysis software) of those existing Bank customers who have total credit relationships that exceed $500,000.
- Authors memorandums detailing both the information used to produce the output of the financial analysis software, as well as any assumptions used in the analysis.
- Prepares portfolio concentration reports, loan exception reports, and other necessary reports for Senior Management and Board of Directors.
- Tracks responses to third-party loan reviews.
- Performs such other duties as may be assigned or which inherently or logically belong to the position.
Who Are You?
You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
Bachelor’s Degree in a related field of study preferred specialized financial analysis training.
Five or more years of experience as a Credit Analyst required.
Experienced in preparing credit presentations.
Able to manage/process/track annual reviews of the necessary credits.
Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations.
Proficient ability to analyze and interpret financial statements.
Excellent written and verbal communication skills.
Strong organizational skills with an eye for detail.
Ability to multi-task.
Adept with spreadsheet and word processing software as well as have experience working in a digital office environment.
The next step is yours. Email us your current resume along with the position you are considering to:
resumes@symicorgroup.com
Source : The Symicor Group