Commercial Banker - Bank2

The Commercial Banker manages a portfolio of deposits and loans, prospects for new customers, and cross sells ba...

PHYSICAL ACTIVITIES REQUIRED TO PERFORM ESSENTIAL FUNCTIONS

This work is sedentary and requires the following physical activities:

Sitting for long periods of time; occasional bending, squatting, kneeling, stooping; good finger dexterity and feeling; frequent repetitive motions; talking, hearing, and visual acuity.

Frequent lifting (up to 10 pounds of paper supplies or minor office equipment).

NOTE:  The above statements are intended to describe the general nature and level of work performed by an employee in this position.  These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position.

ENVIRONMENT AND INTERACTION

   Normal office environment.

PROFICIENCIES

Must have a solid understanding of structuring and underwriting complex commercial credits.

Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone.

Basic word processing and computer database skills.

Ability to learn and navigate computer systems and websites necessary to complete job description and other duties as assigned.

Effective interpersonal skills with the ability to work with individuals and groups at all organization levels; ability to work independently and as part of a team.

Ability to take initiative and prioritize tasks; good time-management, organizational, problem-prevention and problem-solving skills.

Knowledge and understanding of banking rules, regulations, laws and all policies and procedures pertaining to them including but not limited to the Bank Secrecy Act.

Ability to work accurately with close attention to detail.

Ability to maintain confidentiality of sensitive information.

Ability to study and apply new information.

Ability to learn products, services and procedures quickly and accurately; explain concepts clearly to customers.

Ability to establish credibility and rapport, be friendly and personable and look for ways to benefit the customer.

Excellent customer contact skills; comfortable asking questions/interviewing customers about their financial situation; strong listening skills.

Must be organized and maintain a positive demeanor in all situations.

EDUCATION AND EXPERIENCE

Bachelor’s Degree or Commercial Loan Officer School preferred.

7+ years in banking with extensive experience/knowledge in credit and lending to clients.

5+ years managing a customer loan portfolio.

Proven annual production.