BSA AML Senior Investigator - Premier Bank

Position Title: BSA AML Senior Investigator

Department: Risk Management 

Position Reports to: BSA Officer 

Position Supervises:  AML Investigators I & II, CTR Analyst I & II 

Premier Summary:

At Premier Bank, an affiliate of Premier Financial Corp., we’re Powered by People, and know that our success is directly tied to great work by our team members. Our employees are dedicated to our clients, communities and each other. We are committed to promoting inclusiveness, diversity and a sense of belonging throughout our organization. We provide competitive benefits, incentive compensation, paid time off that includes paid community service hours, flexible spending accounts, retirement programs, professional development, tuition assistance and so much more.  If you want to make a difference, choose to share your talents at Premier.

Position Summary: 

Provide assistance to the Bank Secrecy Act (BSA) Officer to ensure regulatory compliance with the Bank Secrecy Act and Anti-Money Laundering rules and regulations. The position is responsible of maintaining key day-to-day operations within the BSA program.

Duties and Responsibilities:

• Assist BSAO with all aspects of the Fraud Department including oversight of current cases, providing monthly and quarterly reporting and dashboards

• Provide supervision over AML Investigators including staff reviews and QC of work product.

• Assist with the review and enhancement of FRAML software to ensure alerts are consistent with the bank’s risk assessment and appetite. 

• Write, update, and review department policies & procedures, making recommendations when appropriate.

• Assist with regulatory exam and internal audit requests, ensure prompt and adequate responses, and assist to initiate the necessary corrective action(s) in response to examination or internal audit findings

• Assist in the development, coordination, and facilitation of training programs to educate bank personnel about AML and financial crime related issues

• Maintain proficient knowledge of the rules and regulations for AML and other compliance regulations as they may apply.

• Responsible for screening, hiring, and training new employees.

• Participate in special projects as needed.

• Cultivate and encourage talent and development of BSA staff.

• Organize and prioritize workloads to ensure all job requirements are completed thoroughly and by required deadlines.

• Work closely with other department managers to avoid duplication of work and ensure efficient use of resources. 

• Conduct complex AML investigations

• Coordinate with other managers and staff to present potential filings to SAR Group.

• Ensure SARs are submitted within the regulatory deadline.

• Ensure CTR filings are completed within the required timeframe

• Assist in identifying potential CTR exemption customers

• Interact with others (co-workers, management, clients, and vendors) in a professional manner.

• Comply with all Premier and department policies and procedures

• All other duties as assigned 

Education, Certification, License and Experience:

• Bachelor’s or Associate’s Degree in business related field or equivalent combination of education and experience. 

• CAMS, CAFP, or ACFCS, or other related certification

• Minimum 5 years banking experience including CTR, exemption, and monetary instrument log requirements

• Minimum 3 years of AML investigations

• Minimum 1 year supervisory experience, including managing a remote team

Skills and Knowledge:

• Strong communication skills with the ability to interact with external customer and internal staff including the Frontline, Middle management and Senior management.

• Previous experience managing a remote workforce

• Proficiency in data analysis

• Knowledge of applicable laws, regulations, and guidelines for BSA compliance

• Proven ability to work without significant supervision and completing tasks by assigned deadlines.

• Strong written communication and analytical thinking with the ability to solve complex problems

• Ability to manage multiple concurrent projects and assignments

• Ability to utilize technology in solving problems and performing duties.

Proficient in Microsoft Excel, Word, and Outlook 

Work Environment:

This job operates in a professional office environment. Work is normally performed in a typical interior work environment which does not subject the employee to any hazardous or unpleasant elements. 

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to speak or hear, stand or sit for long periods of time, open filing cabinets, walk, stoop or bend, use hands to handle or feel and reach with hands and arms.   The employee must frequently lift and/or move up to 10 pounds, occasionally lift and/or move up to 25 pounds and complete tasks requiring manual dexterity. Ability to drive a vehicle for travel is required for the position.

Premier Financial Corp is an Affirmative Action and Equal Opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or any other legally protected status.

The above statements are intended to describe the essential functions of the job and the qualifications of the person assigned to it. They are not intended as an exhaustive list of all job duties, responsibilities and requirements. Duties, responsibilities and activities may change or new ones may be assigned at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description does not constitute a contract of employment. Employment is “at will” and may be terminated at any time.