Attorney at Mckenzie Adams
San Diego, CA 92111
About the Job
Credit Repair and Debt Relief Attorney with Sound Knowledge of Consumer Law
Position Overview:
We are seeking a highly knowledgeable and experienced Credit Repair and Debt Relief Attorney with a strong foundation in consumer law to join our legal team. The ideal candidate will possess an in-depth understanding of consumer protection statutes and have a proven track record of successfully navigating the complexities of credit repair and debt relief. This role requires a dedicated professional who is passionate about advocating for clients' rights and providing comprehensive legal solutions to financial challenges.
Key Responsibilities:
- Client Consultation: Conduct detailed consultations with clients to assess their financial situations, identify credit issues, and develop personalized strategies for credit repair and debt relief.
- Legal Representation: Advocate for clients in negotiations with creditors, collection agencies, and credit reporting agencies to resolve disputes, remove inaccuracies, and secure favorable settlements.
- Litigation: Prepare and file lawsuits on behalf of clients involving unfair debt collection practices, credit reporting errors, and other consumer protection violations. Represent clients in court as needed.
- Credit Repair: Advise clients on their rights under the Fair Credit Reporting Act (FCRA) and other consumer protection laws. Assist in drafting and submitting dispute letters and other documentation to challenge inaccurate or unfair credit reporting.
- Debt Relief: Develop and execute debt relief strategies, including negotiating payment plans, debt consolidation, and bankruptcy filings where appropriate.
- Compliance: Ensure all legal actions are compliant with federal and state consumer protection laws, including the FCRA, Fair Debt Collection Practices Act (FDCPA), and relevant bankruptcy regulations.
- Education and Advocacy: Educate clients on best practices for maintaining good credit, managing debt, and avoiding future financial pitfalls. Advocate for clients' rights and provide continuous support throughout the credit repair and debt relief process.
Qualifications:
- Juris Doctor (JD) degree from an accredited law school.
- Active license to practice law in the relevant state.
- Minimum of 3 years of experience in credit repair, debt relief, or consumer protection law.
- Comprehensive knowledge of consumer protection laws, including the FCRA, FDCPA, and related statutes.
- Proven success in negotiations and litigation involving credit and debt-related matters.
- Strong analytical, negotiation, and communication skills.
- Ability to work independently and manage a high-volume caseload efficiently.
- Compassionate, client-focused approach with a dedication to achieving positive outcomes for clients.
Preferred Skills:
- Experience with bankruptcy filings and proceedings.
- Familiarity with financial counseling and debt management programs.
- Bilingual abilities are a plus.
- Credit Dispute
- Debt Relief
Employment Type: Full Time
Years Experience: 3 - 5 years
Salary: $20 - $50 Hourly
Bonus/Commission: No