Analyst-Credit-Rgn C at Quinn

Quinn Company is hiring a Credit Analyst.

Quinn offers a dynamic, fast-paced work environment with exciting growth potential. We believe in rewarding exceptional performance and offer competitive wages, profit sharing, 401k match, plus a complete benefits package.

SUMMARY

ReportingtotheSeniorCredit and Banking Manager,this position’s primary objective is to managethecreditlimit approvalprocess.TheCredit Analystistaskedwithassessingacustomer's riskiness intermsof the company’s extension ofcredit and can approve the creation of a new accountupto theposition's credit approvalauthority.This rolewillalsobeaccountableforacriticalcomponent ofthecredit &collections processforQuinnGroup. This position will work closely with in-house council in managing accounts that have been escalated to Legal due to non-payment of open balances. The Credit Analyst will engage regularlywithCredit & Collections Managers as well as Operational Leadershipinordertoensureproperinvolvementinthecreditmanagementprocess

Starting wage will depend on experience and education. $71,500 to $80,200

ESSENTIALDUTIESANDRESPONSIBILITIES

Essentialduties andresponsibilities includethe following.   Otherduties maybeassigned.

• Completesdue diligence process for new customer credit applications, including D&B review, Secretary of State research, fraud prevention, and financial statementanalysis (as needed), to evaluate new customersfor credit as per company guideline. Assigns Iimits up to credit approval authority level or makes recommendation for credit Iimit for any request higher than authority level
• Engage with regional sales reps early to assist in structuring deals that support the customer’s needs while also mitigating the company’s risk in securing payment; support onboarding of company sales reps with respect to credit processes
• Serve as the primary administrator of the online credit application process and tool, including acting as the liaison to the third party provider of the tool
• Develop a protocol for the Credit Department to use in evaluating whether or not to release transactions that exceed a customer's credit limit; proactively review account limits to minimize administrative processes when accounts exceed their limit
• Develop reporting and communication processes for credit Iimits and exposures to ensure Operations is aware of customers' creditlimitsandhowmuchtheyhaveavailableagainstthem
• Collaborate with Credit & Collections Managers and Operations personnel to ensure awareness of customers'spend against their limits and any necessary actions
• Work closely with the Credit Support Manager to determine ifaccountsor customersareeligible for Lien or Bond rightnotices basedon stateor local statutes
• Work closely with outside financing, including equipment financing team, to evaluate and onboard new customers
• Ad hoc reporting and special projects asdeterminedby SeniorCredit & Banking Manager may be assigned

EDUCATION and/or EXPERIENCE

ABachelor'sdegreeinrelatedfieldfromanaccreditedcollegeand2to5yearscreditanalysisexperienceis preferred;or equivalentcombinationsofeducationandexperience.  Excellent communication skills are critical for success in this role.  To be effective, an individual should have knowledge of all Microsoft Office Programs, in particular Excel, and be proficient in their usage.  Demonstrated attention to detail and ability to perform work with a high degree of accuracy is required.

Quinn is an Equal Opportunity Employer M/F/V/DV

QuinnGroup,Inc.provides equal employment opportunities (EEO) toallemployeesandapplicants foremploymentwithout regardtorace,color,religion,sex,age,nationalorigin,physicalormentaldisability, allapplicable veteranstatusordisabled veteran status.  Quinn Group Inc. has established an Affirmative Action Plan to promote the employment and advancement of members of those covered groups identified by statute and regulations, including minorities, women, qualified disabled individualsandallVeteransanddisabledVeterans