Analyst, Alternative Credit - Liberty Mutual Investments - Liberty Mutual

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

Company Overview:

Liberty Mutual Investments (LMI) manages Liberty Mutual Insurance Group’s (LMIG) global financial assets across global markets and private domains to build capital and generate income. With over $100 billion in assets under management (AUM) and a team of nearly 300 investment, finance, and operations professionals located in Boston, MA, and New York, NY, LMI offers the best of both worlds — the look and feel of a boutique investment firm with the reputation and financial strength of a global leader.

LMI has been on a transformation path to spur innovation, capitalize on deep expertise, and scale its returns on long-term flexible capital through a “one firm, one portfolio, one team” mindset. Our operating model is built on three pillars: centralized portfolio construction, asset management, and investment-enabling services. The teams are structured as Investment Business Units (IBUs) working in concert: Strategy & Asset Allocation, Risk Management, Global Fixed Income, Global Private Investments, and Global Investment Solutions. Our portfolio spans a broad spectrum of public and private asset classes, and we are committed to expanding our capabilities and our toolkit in furtherance of our mission.

Position Overview:

Liberty Mutual Investments is seeking a motivated and detail-oriented Analyst to join our Alternative Credit team. The ideal candidate should have 1 to 3+ years of experience in Securitized Products. This role demands a keen analytical mindset, a passion for financial markets, and the ability to collaborate effectively within a high-performing team.

Responsibilities:

• Support investment activities in public and private Consumer ABS. Perform detailed collateral analysis across various consumer sectors including auto, credit card, student loan, unsecured consumer loans, etc. Develop and update cashflow models to evaluate potential opportunities across the capital stack, including senior, mezzanine, and residual investments.
• Conduct comprehensive investment due diligence, prepare investment memos, support investment committee process, review transaction documents, and assist in executing and onboarding new investments.
• Monitor and manage the performance of Consumer ABS investments. Analyze key trends, identify potential risks and provide timely insights to portfolio managers.
• Collaborate with LMI technology teams to design and implement advanced analytics and infrastructure to streamline the surveillance process.
• Conduct deep research and analysis within the consumer asset classes to identify market trends, risks, and emerging opportunities. Deliver actionable recommendations to inform and enhance strategic decision-making processes.
• Create and enhance systems and capabilities for analyzing and managing securitized investments. Utilize technology and analytical tools to improve investment processes and portfolio performance.

• Bachelor's degree in Finance, Economics, Mathematics, or a related field. Advanced degrees or professional certifications (e.g., CFA) are a plus.
• 1-3+ years of experience in analyzing and managing securitized products
• Strong analytical and quantitative skills with proficiency in financial modeling and data analysis. Proficiency in analytical and data management systems such as Excel, PowerBI, Bloomberg, and Intex. Experience with programming language a plus.
• Solid understanding of securitization structures, credit analysis, and cash flow modeling.
• Ability to work effectively within a team environment, collaborating with other analysts, portfolio managers, and cross-functional teams. Communicate complex analyses and findings clearly and concisely.
• Strong attention to detail, interpersonal and communication skills.
• Experience with machine learning and artificial intelligence algorithms and their applications in financial analysis, and the use of GPT models for advanced problem-solving are a plus.
• Strong knowledge of statistical methods and their practical application in financial analysis is a plus.
• Strong work ethic.
• Tenacious problem-solving skills, with a focus on efficiency and effectiveness.
• Excellent communication skills, ability to work well in a team, and perform under pressure.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. 

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are proud to support a diverse, equitable and inclusive workplace, where all  employees feel a sense of community, belonging and can do their best work. Our seven Employee Resource Groups (ERGs) offer a centralized, open space to bring employees and allies together to connect, learn and engage.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• San Francisco
• Los Angeles
• Philadelphia