Finance Manager - Payoffs and Loan Resolution - Builders Capital

Ready to step into a leadership role and make a significant impact? Builders Capital, the nation’s largest private construction lender, is looking for a talented Finance Manager – Payoffs and Loan Resolution to join our fast-growing team. This is an exciting opportunity to play a key role in managing our loan portfolio and contributing to the continued success of the company.

At Builders Capital, we are on a mission to reshape the future of construction financing. As the nation’s largest private construction lender, we provide innovative, tailored financing solutions to developers, builders, and investors. Our goal is simple: to be our clients' most valued partner by offering aggressive rates, flexible loan terms, and unmatched service. We’re setting ourselves apart by being creative in our financing solutions, leveraging cutting-edge technology, and maintaining an agile, in-house servicing team that ensures quick funding and a smooth process. Builders Capital is leading the charge in addressing the nationwide housing shortage, with approximately 5 million homes needed to meet demand. We’re here to help build those homes, one project at a time.

What You’ll Do:

• Lead & Manage: Oversee a team of Payoff Specialists, ensuring smooth and efficient processing of loan payoffs and resolution of non-performing loans.
• Drive Financial Decisions: Analyze loan performance, financial ratios, and credit risks to evaluate payoff exceptions and recommend solutions for non-compliant loans.
• Collaborate Across Teams: Work closely with legal, servicing, and special assets teams to manage complex loan resolution scenarios and optimize outcomes.
• Assess Impact: Review the impact of payoffs and non-performing loans on capital facilities, and work to minimize risk to the company’s financial health.
• Implement Process Improvements: Identify areas for efficiency improvements within the payoff and loan resolution processes and recommend changes to enhance operations.
• Provide Strategic Guidance: Advise on best practices for resolving complex loan issues, while maintaining fiscal integrity and maximizing return on capital.

What We’re Looking For:

• Experience: You should have prior experience in a lending environment (post-closing, closing, or underwriting), with a strong understanding of financial ratios and credit risk.
• Strong Leadership Skills: A proven track record of leading teams and managing workflows in a fast-paced environment.
• Analytical Mindset: You can synthesize financial data, assess risk, and provide actionable insights to guide loan resolution strategies.
• Excellent Communication: You must be able to communicate effectively with internal teams, clients, and external partners—always with professionalism and clarity.
• Attention to Detail: A keen eye for detail, ensuring the integrity of all financial transactions and loan resolutions.
• Adaptability: Builders Capital operates in a rapidly evolving market, and we need someone who thrives in a dynamic environment and is proactive in seizing opportunities.

Ready to Make an Impact?

If you're ready to take the next step in your career and lead a high-performing team in a fast-growing company, we want to hear from you!

Why You’ll Love It Here:

At Builders Capital, we believe in taking care of our team. Here’s a sneak peek at the benefits that come with joining us:

• Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
• Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
• National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the
• U.S. Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
• Health Savings Account (HSA) – We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
• Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
• Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
• Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love. We’re here to support you both professionally and personally—because when you thrive, we all thrive.

The pay range for this position is $100,000 - $130,000 annually commensurate with experience and education.

This job posting highlights the most critical responsibilities and requirements of the job; however, there may be additional duties, responsibilities, and qualifications for this job.

Builders Capital is an Equal Opportunity EmployersEEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without

notice.