Commercial Lending Specialist - Business Banking - Rockland Trust
Brockton, MA 02301
About the Job
Rockland Trust is currently seeking a Commercial Lending Specialist to join the Commercial Business Underwriting & Decisioning (CBUD) team in the Brockton Liberty Street office.
This position will serve as a resource to the Commercial Business Underwriting & Decisioning (CBUD) team. The Commercial Lending Specialist is responsible for assisting CBUD Approval Officers and Portfolio Managers with general administrative duties, credit-related activities and special assignments; ensures loan applications submitted by Loan Officers and Business Banking Officers are complete; gathers credit information on current and potential borrowers; conducts account research; orders loan documents; processes loan payments or advances; and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The Commercial Lending Specialist must communicate and provide information by relevant methods internally and externally to assist and enable organizational operations.
Responsibilities:
• Act as a liaison between the CBUD team, Commercial Loan Officers, Business Banking Officer, retail branch personnel, attorneys, customers & other areas within the Bank.
• Organize the workflow of applications for Approval Officers
• Review documents for loan origination, renewals, closings, and advances, such as commitment letters, forms, and other required documents.
• Order and track documents required to complete loan file including ordering floods; appraisals and ESA’s when applicable.
• Review documentation against commitment and the Loan Proposal Summary Sheet.
• Assist in the ordering of loan documentation from the Commercial Documentation team
• Assist in coordination of information sent to Loan Operations for loan booking and funding
• Assist internal and external customers on a daily basis with various types of banking questions
• Manage, organize, and update relevant data using database applications
• Obtain and review documentation deficiency report and endeavor to cure deficiencies as needed
• Interpret financial statistics and other data in order to produce relevant reports. Understand the relevance of key ratios, covenants and documentation exceptions
• Assist in ensuring lender compliance with federal laws applicable to Rockland Trust’s lending function.
Qualifications:
• Bachelor’s degree in Business, Accounting, Finance, Economics or 1-3 years of banking experience with knowledge of various commercial loan documents, and strong familiarity with financial statements
• Proficiency with Microsoft Office, Excel and Power Point
• Ability to create financial and statistical tools and reports using excel spreadsheets
• Must be detailed-oriented individual with strong analytical and communication skills
Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an award winning Wellness program and much more!
At Rockland Trust you'll find a respectful and inclusive environment where everyone is given the chance to succeed. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.