Associate General Counsel - OneMain Financial
Baltimore, MD
About the Job
OneMainFinancial’sgrowing consumer lendingbusiness,and an increasingly complex legal and regulatory environmentprovide solid career opportunities for attorneysmotivated by creative clients and a fast paced, forward-thinking culture. OneMain Financial isseekinga talented, experienced, and energetic attorney with an interest in supportingOneMain’spersonal loan, auto financing, point of sale and otherbusinesslines.
The Associate General Counselwillwork closely with OneMain Financial cross-functional business partners as part of a dynamic legal team. Primary responsibilities includesupporting our consumer financial product lines, reviewing internal policies and procedures, consumer disclosures, marketing materials (including rewards programs) and vendor agreements. The attorney willidentifyand adviseofrisks and provide practical solutions to address risksidentifiedand business needs. This is an exciting opportunity that provides significant exposure to members of the senior leadership team in the company.
The ideal candidate will be able to think strategically, have strong attention to details and be able to manage multiple tasks in a deadline-driven environment. They should be able to structure and organize financial and non-financial data to build reports andanalysis, which are repeatable,consistentand able to convey the business’sstate of affairswith clarity succinctly.
In the Role
Provide and manage day-to-day counselingrelated toconsumer financial product lines relating to marketing, origination, issuance, and servicing, collections, and other operational matters.
Serve as strategic legal advisor relating to areas of responsibility, working with the business to develop innovative and compliant solutions for a continually evolving business.
Establish yourself among many internal constituents across diverse functions as a trusted business advisor whose advice, counsel, and judgment can be relied upon.
Collaborate with corporate functions, including Compliance, Marketing, Credit, Technology, Operations, and Risk toidentifyand manage risk.
Anticipate issues and evaluate risks strategically by, among other things,identifyingproactive solutions to address risk whileassistingthe business meet its legitimateobjectives.
Provide thought leadership, strategic consultation, and innovative solutionsregardingchallenges and opportunities to influence and shape key business decisions.
Maintain strong understanding of current regulations and regulatory trends and provide relevant, actionable advice and guidance when needed.
Partner with, and effectively manage, outside counsel whenappropriate.
Lead and deliver other projects asrequiredand perform other duties as needed.
Qualifications
Minimum of 8 years’ experience advising clients in the consumer financial services industry on products and legal considerations for consumerfinancial products
Juris Doctorate degree
Admitted to a state bar
Knowledge of the following laws and regulations: Card Act (Reg. Z), Truth in Lending (TILA), Unfair Deceptive or Abusive Acts or Practices (UDAAP), FCRA/Reg. V, FDCPA, ECOA/Reg. B, CAN-SPAM, TCPA and state consumer lending laws.
Ability to distill complex topics for discussion and counseling with client at all levels of the organization
Proventrack recordof providing effective legal counsel and support in a dynamic corporate environment (or for dynamic corporate clients)
Highly motivated with sound judgment and strong interpersonal skills
Excellent written and verbal communication skills
Location:Baltimore, MD; Wilmington, DE; Evansville, IN
Who we Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912,we’velooked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives,careersand our company. At every level,we’recommitted to an inclusive culture, career development andimpactingthe communities where we live and work. Getting people to a better place has made us a better company for over a century.
There’snever been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority.That’swhywe’vepacked our comprehensive benefits package for full- and some part-timers with:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave asdeterminedby state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
Targetbase salaryrange is $180,000 - $225,000 whichis based onvarious factorsincluding skills and work experience.In addition to base salary, this roleiseligible foracompetitivecompensation program thatisbasedon individual and company performance.
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.