2025 Finance Valuation and FP&A Summer Internship Program - United Wholesale Mortgage

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The Finance ‘Valuation and FP&A Summer Team Member’ role entails assisting with various daily, monthly, and quarterly analysis as it relates to management of front-end MSR capitalization grids assumptions and subsequent MSR month-end fair valuation model assumptions, using in-house analytical tools. The role assists with periodic evaluation of MSR valuation assumptions, stress testing before recommending and implementing an assumption change to management. The role also involves assisting with closed loans and rate locks valuation oversight and new products related activities that helps with the overall financial compliance, valuation, and accurate financial reporting. In addition, in the FP&A capacity, this role supports monthly reporting, variance analysis, budget and forecasting and other relevant financial analysis. The FP&A role is also responsible for the execution of monthly/quarterly/annual internal management reporting processes.

WHAT YOU WILL BE DOING:

Valuation:

• Learn and support daily, monthly/quarterly analysis relating to management of MSR capitalization and subsequent MSR month-end fair valuation model.
• Assisting with all daily / monthly analysis of MSR capitalized values to monitor day-over-day changes relative to market rate movements.
• Daily analysis such as - Lock volume, Par Sensitivity using the MSR capitalization grid modelled values across all product groups.
• Comparison of UWM risk profile against industry generic values.
• Assist with Month end Valuation assumptions management – tracking key data points to analyze MSR broker database, evaluating MSR valuation assumption, stress testing before recommending and implementing an assumption change based on management’s discussion with valuation experts.
• Assist the Finance management team with research and analysis of industry MSR valuation data.
• Monitoring of MSR capitalized value at point of sale and performing necessary analysis to ensure accuracy.
• Maintaining broader FV management assumptions tracker for month over month changes.
• Collaborate with business partners across UWM.
• Support ad hoc business needs as they arise from time to time, to assist with management discussions; historical trend analysis and creation of other forward-looking analysis using internal tools and systems available.

FP&A:

• Perform financial forecasting, reporting, and operational metrics tracking.
• Perform monthly/quarterly analytical processes used in internal Management reporting.
• Report on financial performance and prepare for regular leadership reviews.
• Analyze past results and perform variance analysis identifying trends and anomalies.
• Evaluate financial performance by comparing and analyzing actual results with plans and forecasts.
• Update financial models to support strategic initiatives.
• Research, analyze and synthesize data from multiple sources into business information as directed by management.
• Identify and drive process improvements, including the creation of standard and ad-hoc reports/ models.
• Support management team with data-driven analysis.

WHAT WE NEED FROM YOU:

• Graduating with a bachelor’s degree in 2025 or 2026 (current junior/senior status)
• The ability to work Monday thru Friday, 40-hours a week, fully on-site in Pontiac, MI from the end of May to mid-August
• Pursuing a Bachelor's degree in Finance, Economics, Statistics, Mathematics.
• Strong collaboration skills, with internal and external stakeholders alike.
• Effective communication (verbal & written) and interpersonal skills.
• Strong analytical skills and out of the box thinker.
• Effective problem solver, meticulous and demonstrating thoroughness in work quality delivered.
• Ability to critically think through issues as they arise and propose possible solutions.
• Ability to work independently, prioritize, organize, and deliver quality work.
• Excel skills & ability to quickly learn / apply technology such as Alteryx, SQL, Workday, to enable analysis and reporting.
• Build and maintain strong relationship with all stakeholders across the organization.
• Flexible and willing to adapt and be nimble to the evolving business needs.
• Coachable, open minded and willing to learn in the spirit of continuous improvement within the organization.

THE PLACE & THE PERKS:

Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It’s all happening on UWM’s campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.

 

It’s no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It’s at the very heart of how we treat each other, our clients and our community. Whether it’s providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.

 

From the team member that holds a door open to the one that helps guide your career, you’ll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you’ll be welcomed here. Accepted here. And empowered to Be You Here.

 

More reasons you’ll love working here include:

• Paid training and career development
• Medical, dental, vision and life insurance
• 401k with employer match
• Mortgage discount and area business discounts
• Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court
• Wellness area, including an in-house primary-care physician’s office, full-time massage therapist and hair salon 
• Gourmet cafeteria featuring homemade breakfast and lunch
• Convenience store featuring healthy grab-and-go snacks
• In-house Starbucks and Dunkin
• Indoor/outdoor café with Wi-Fi

DISCLAIMER:All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting “Apply for this job online” you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.