2025 Commercial Real Estate Summer Analyst Program - JPMorgan Chase Bank, N.A.

2025 Commercial Real Estate Programs - Summer Analyst

Who we are

The Commercial Real Estate (CRE) group at J.P. Morgan prides itself on leveraging its industry knowledge to offer best-in-class financial solutions across all major real estate asset types: multifamily, retail, office and industrial properties.

We provide property owners, developers and investors the financial resources they need for real estate investments large and small. These include multifamily lending, commercial mortgage lending, community development, real estate banking and treasury services. We also offer a hands-on, local-market approach that ensures certainty in execution in any cycle.

We work with national and regional clients across the entire real estate sector, including developers, investors, owners, operating companies, investment funds, real estate investment trusts, and non-profit organizations.

Summer Analysts work with a team of real estate professionals in our real estate businesses to deliver best-in-class financial solutions to help our clients achieve their financial goals.

What you can expect

Our 9-week CRE Summer Analyst Internship programs begin with one week of orientation and training, giving you key practical and financial knowledge you'll use throughout the summer. You'll spend the next 8 weeks in one (1) of four (4) CRE sub-lines of business including:

• Real Estate Banking (REB)
• Community Development Banking (CDB)
• Agency Lending (Agency)
• Corporate Client Banking & Specialized Industries (CCBSI) Real Estate Risk

During these 8 weeks, you will gain hands-on exposure to your sub-line of business by working directly with team members, participating in projects, and learning about the types of clients your team works with. Assignments may include credit and financial analysis, researching industries and markets, preparing presentations, internal memos, pitch materials, and building financial models. In addition to this, you will have opportunities to network with peers, work with colleagues and senior managers, and participate in training opportunities to sharpen your skills.

At the end of your 9-weeks, you will have valuable insight into Commercial Real Estate as well as Commercial Banking as a whole.

Upon successful completion of the internship program, you may receive an offer to join our 2.5-year, full-time Analyst Program within the CRE sub-lines of business you completed your internship in. The Analyst program includes targeted Commercial Real Estate training paired with exposure to Sales/Originations, Credit, Portfolio Management, and Treasury within the Commercial Real Estate business. The program provides Analysts with the ability to develop a strong foundation of analytical skills across a range of asset classes needed for a successful career in Commercial Real Estate.

How we're organized

Our Businesses:

• Real Estate Banking - Delivers commercial real estate and banking products to national and regional real estate developers, investors, Real Estate Operating Companies (REOCs), Real Estate Investment Trusts (REITs) and opportunity and investment funds working alongside REB Bankers, Underwriters and Treasury Services Payments partners.
• Community Development Banking - Provides financial solutions that support the growth of affordable housing and revitalization of low-and moderate-income communities across the U.S. working alongside CDB Bankers, Underwriters, and Treasury Services Payments partners.
• Agency Lending - is an Agency lender, providing term lending solutions to Multifamily borrowers through Fannie Mae's Delegated Underwriting and Servicing Platform. Agency provides additional CRE lending products which effectively match investor capital with borrower needs, including Freddie Mac and other CRE financing tools. The Agency product line is designed to meet CRE borrower needs and meet firm-wide objectives (affordable housing, balance sheet liquidity, etc.) working alongside Agency Bankers and Screeners.
• Corporate Client Banking & Specialized Industries Real Estate Risk - Analyzes credit risks within transactions for REITs (public and non-traded), REOCs, real estate developers, real estate investors, and real estate funds. Manages risk associated with live transactions as well as the existing portfolio alongside CCBSI Real Estate bankers, credit bankers, and portfolio management.

Key responsibilities of a Summer Analyst include:

• Working on financial models to support financing transactions
• Assisting in the completion of credit approval memos
• Preparing marketing materials for use in client meetings covering topics such as financing alternatives and industry trends & analysis
• Developing an understanding of J.P. Morgan products and service offerings

Locations we hire for per Program:

• Chicago (REB, CDB, Agency, CCSBI Real Estate Risk)
• Dallas (REB)
• Irvine (REB, Agency)
• Los Angeles (CDB)
• New York City (REB, CDB, Agency, CCBSI Real Estate Risk)
• San Francisco (REB, CDB)

Who We Are Seeking

We are looking for individuals who have an interest in commercial real estate and a desire to work with team members to build client relationships and provide exceptional client service. We are seeking students who are currently enrolled, in good standing, at accredited universities in the U.S., with an expected graduation date of December 2025 - June 2026, with:

• Exceptional verbal and written communication skills
• Excellent problem solving and critical thinking skills
• Strong attention to detail
• Ability to thrive in a collaborative work environment
• Coursework in real estate, finance, accounting or economics a plus
• Authorization to work in the U.S.

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Please note that your performance in this program will be evaluated for the purpose of assessing a full time offer post-graduation, a role that is likewise ineligible for employment-based immigration sponsorship.

About The Process:

To be considered for the Commercial Real Estate Summer Analyst Programs, you must complete the following steps:

Complete this application including program preference and city preference

Make sure your program and city preferences align as noted in the descriptions above

If you meet the minimum criteria for the Summer Analyst Program application, you will receive an invitation to complete HireVue.

Note, applications will be reviewed on a rolling basis, we strongly encourage you to complete your HireVue video(s) within 1 week of receiving.

If selected, our team will reach out to you with additional details.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds, and professional experiences. We will provide reasonable accommodations for applicants with disabilities.

About Us

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

About the Team

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary
Los Angeles,CA $38.46 - $38.46 / hour; San Francisco,CA $38.46 - $38.46 / hour; Irvine,CA $38.46 - $38.46 / hour; New York,NY $38.46 - $38.46 / hour